Run your finances like a company. Track assets, liabilities, and now cashflow—income, expenses, savings rate, and spending insights. All your money, one place.
Richify AI: Net Worth Tracker & AI Finance Coach
Track net worth, assets, liabilities & goals — then chat with AI agents who actually know your portfolio. Voice or text. Read or listen. Built for real investors.
Your Complete Financial Picture, Instantly
Richify calculates your true net worth by combining all your assets and liabilities in one place:
Upload your portfolio or loans in seconds with file import
Mortgages, personal loans & liabilities tracked automatically
Stocks, ETFs, crypto, real estate, vehicles, cash & bonds
Daily portfolio updates — always know where you stand
Net worth calculated in real time as markets move
AI Agents That Know You — Daily
Your personalized AI Feed delivers automatic insights every day — on your portfolio performance, goal progress, and liability health. No searching. Just answers.
Chat by text or voice. Get responses you can read or listen to:
Value Investing Agent — undervalued stocks & long-term wealth
Growth Investing Agent — tech, innovation & high-growth picks
Crypto Agent — digital assets & blockchain strategies
Dividend Income Agent — passive income & cash flow
Index Fund Agent — ETF strategies & diversification
Real Estate Agent — property wealth building
Dave Ramsey Agent — debt-free & budget discipline
Ray Dalio Agent — all-weather portfolio strategies
…and more specialized agents
Ask anything:
"Is my mortgage hurting my net worth?"
"Am I on track for retirement?"
"How diversified is my portfolio right now?"
"Should I pay off my loan or invest?"
Liabilities & Debt Management
Don't just track wealth — track what's working against it:
Add mortgages, car loans, personal loans & credit
See how liabilities impact your real net worth
Upload statements via file for instant setup
Get AI guidance on debt payoff vs. investment strategy
Daily Portfolio Updates & AI Feed
Stay on top of your finances without lifting a finger:
Automatic daily portfolio snapshots
AI-generated feed cards for portfolio, goals & liabilities
Personalized alerts and insights from your AI agents
Goal progress tracked and surfaced daily
Bank-Level Data Security
Your financial data stays yours:
End-to-end encryption & extended data security
No data sold. Ever.
Full compliance across AU, UK, CA & US regulations
Learn While You Build Wealth
Personalized lessons based on YOUR portfolio
Stocks, ETFs, crypto & retirement fundamentals
Progress tracking from beginner to advanced
Financial education — not financial advice
Why Richify AI Is Different
Most apps just show numbers. Richify explains them — then helps you act on them. It's your always-on financial coach: tracking your net worth, managing your debt, surfacing daily AI insights, and answering your questions by voice or text.
Free to Start
Chat with AI agents — no credit card required
Unlimited asset & liability tracking
Daily AI Feed included
File upload for fast portfolio setup
Richify AI Premium
Unlock your full AI finance team:
Unlimited AI agent conversations (text & voice)
Advanced portfolio analysis & rebalancing
Deep retirement & long-term planning
Debt payoff strategy & net worth optimization
Tax efficiency & wealth building insights
Priority AI responses & support
Available monthly or annually. Auto-renews unless canceled 24 hours before renewal. Manage in iTunes Settings.
Join thousands tracking smarter, investing with confidence, and building real wealth — with AI agents who know your portfolio, your goals, and your liabilities.
Privacy: https://www.richify.ai/privacy
Terms: https://www.richify.ai/terms
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
What’s New
Run your finances like a company
Introducing the new Cashflow Tab — the missing piece of your financial picture.
With Richify AI, you already track your assets and liabilities.
Now, complete the system with cashflow.
• See your income, expenses, and net cashflow in one place
• Understand your savings rate instantly
• Break down your spending by category
• Connect everything into a single financial view
Assets. Liabilities. Cashflow.
All your financial data — finally in one app.
Version 3.5.5
The developer, Richify Bilisim Teknolojileri Egitim Danismanlik Ve Muhendislik Hizmetleri Limited Sirketi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
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Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Richify Bilisim Teknolojileri Egitim Danismanlik Ve Muhendislik Hizmetleri Limited Sirketi
Size
85.3 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.