Richify: Personal Finance AI

Plan, track goals & portfolio

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Run your finances like a company. Track assets, liabilities, and now cashflow—income, expenses, savings rate, and spending insights. All your money, one place. Richify AI: Net Worth Tracker & AI Finance Coach Track net worth, assets, liabilities & goals — then chat with AI agents who actually know your portfolio. Voice or text. Read or listen. Built for real investors. Your Complete Financial Picture, Instantly Richify calculates your true net worth by combining all your assets and liabilities in one place: Upload your portfolio or loans in seconds with file import Mortgages, personal loans & liabilities tracked automatically Stocks, ETFs, crypto, real estate, vehicles, cash & bonds Daily portfolio updates — always know where you stand Net worth calculated in real time as markets move AI Agents That Know You — Daily Your personalized AI Feed delivers automatic insights every day — on your portfolio performance, goal progress, and liability health. No searching. Just answers. Chat by text or voice. Get responses you can read or listen to: Value Investing Agent — undervalued stocks & long-term wealth Growth Investing Agent — tech, innovation & high-growth picks Crypto Agent — digital assets & blockchain strategies Dividend Income Agent — passive income & cash flow Index Fund Agent — ETF strategies & diversification Real Estate Agent — property wealth building Dave Ramsey Agent — debt-free & budget discipline Ray Dalio Agent — all-weather portfolio strategies …and more specialized agents Ask anything: "Is my mortgage hurting my net worth?" "Am I on track for retirement?" "How diversified is my portfolio right now?" "Should I pay off my loan or invest?" Liabilities & Debt Management Don't just track wealth — track what's working against it: Add mortgages, car loans, personal loans & credit See how liabilities impact your real net worth Upload statements via file for instant setup Get AI guidance on debt payoff vs. investment strategy Daily Portfolio Updates & AI Feed Stay on top of your finances without lifting a finger: Automatic daily portfolio snapshots AI-generated feed cards for portfolio, goals & liabilities Personalized alerts and insights from your AI agents Goal progress tracked and surfaced daily Bank-Level Data Security Your financial data stays yours: End-to-end encryption & extended data security No data sold. Ever. Full compliance across AU, UK, CA & US regulations Learn While You Build Wealth Personalized lessons based on YOUR portfolio Stocks, ETFs, crypto & retirement fundamentals Progress tracking from beginner to advanced Financial education — not financial advice Why Richify AI Is Different Most apps just show numbers. Richify explains them — then helps you act on them. It's your always-on financial coach: tracking your net worth, managing your debt, surfacing daily AI insights, and answering your questions by voice or text. Free to Start Chat with AI agents — no credit card required Unlimited asset & liability tracking Daily AI Feed included File upload for fast portfolio setup Richify AI Premium Unlock your full AI finance team: Unlimited AI agent conversations (text & voice) Advanced portfolio analysis & rebalancing Deep retirement & long-term planning Debt payoff strategy & net worth optimization Tax efficiency & wealth building insights Priority AI responses & support Available monthly or annually. Auto-renews unless canceled 24 hours before renewal. Manage in iTunes Settings. Join thousands tracking smarter, investing with confidence, and building real wealth — with AI agents who know your portfolio, your goals, and your liabilities. Privacy: https://www.richify.ai/privacy Terms: https://www.richify.ai/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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What’s New Run your finances like a company Introducing the new Cashflow Tab — the missing piece of your financial picture. With Richify AI, you already track your assets and liabilities. Now, complete the system with cashflow. • See your income, expenses, and net cashflow in one place • Understand your savings rate instantly • Break down your spending by category • Connect everything into a single financial view Assets. Liabilities. Cashflow. All your financial data — finally in one app.

The developer, Richify Bilisim Teknolojileri Egitim Danismanlik Ve Muhendislik Hizmetleri Limited Sirketi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Contact Info
    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Richify Bilisim Teknolojileri Egitim Danismanlik Ve Muhendislik Hizmetleri Limited Sirketi
Size
  • 85.3 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 4 more
  • English, Portuguese, Simplified Chinese, Spanish, Turkish
Age Rating
18+
In-App Purchases
Yes
  • Richify Premium - Yearly $39.99
  • Richify AI Monthly $7.99
Copyright
  • © 2026 Richify Ltd.