Kora: Manual Expense Tracker
Know what you can spend today
Free · In‑App Purchases
Know what you can safely spend today. Kora's SMART BUDGET adapts daily based on your spending. No surprises, no guilt. Manual tracking builds financial awareness.
Where does your money go every month? Kora helps you find out without linking your bank. Track manually, build awareness, and take control with a budget that adapts daily.
FINANCIAL AWARENESS THROUGH MANUAL TRACKING
Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you:
+ Know your true balance at any moment
+ Feel the impact of each purchase
+ Make conscious choices instead of autopilot decisions
Manual tracking takes 30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide.
WHO IS KORA FOR?
+ Single users managing personal finances (not designed for couples/families)
+ People ready to build financial awareness through active engagement
+ Users who want a realistic budget that works with their life
+ Anyone who values privacy and data security
[[[ KEY FEATURES ]]]
SMART BUDGET
+ See exactly how much you can safely spend today
+ View tomorrow's budget preview based on today's spending
+ Track weekly spending to pace yourself throughout the month
+ Stay on track with realistic, adaptive budgets
COMPREHENSIVE TRACKING
+ Log income, expenses, and transfers with ease
+ Track upcoming transactions (bills, savings, debt payments)
+ Set up recurring transactions for subscriptions and regular bills
+ Save frequently-used transactions as favorites for faster logging
+ Use voice input + AI to log transactions faster
ACCOUNT MANAGEMENT
+ Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending
+ See your net worth calculated automatically
+ Track total assets and liabilities at a glance
+ Link transactions to specific accounts
BUDGETING TOOLS
+ Set spending limits for categories and subcategories
+ See how much budget you have left for each category—today and this cycle
+ Spot overspending early with real-time tracking
+ Start your budget cycle on any day of the month
+ Supports 160+ currencies worldwide
INSIGHTS & ANALYTICS
+ Expense breakdown by category
+ Top 10 expenses across all categories
+ Income vs. expenses for the last 12 months
+ Real-time balance breakdown (upcoming bills, total expenses, savings)
PRIVACY-FIRST DESIGN
+ No bank account linking required
+ Your financial data stays on your device
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ACTIVE DEVELOPMENT
+ Kora Budgeting is actively maintained, with new features and improvements added over time.
+ Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com.
+ Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days.
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SUBSCRIPTION TERMS
Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access.
Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription.
READ MORE ABOUT OUR TERMS & CONDITIONS HERE:
Terms of Use: https://www.korabudgeting.com/terms-of-use
Privacy policy: https://www.korabudgeting.com/privacy-policy
End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
• Redesigned onboarding flow.
• Added Rollovers to the category picker.
• Improved Insights layout for better clarity.
• Squashed pesky bugs.
• Performance optimizations.
The developer, Vilma Valiente, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Vilma Valiente
- Size
- 49.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Early Bird Premium - Monthly $3.99
- Free Lifetime Premium $0.00
- Super Early Bird - Yearly $9.99
- Valentines Special - Lifetime $9.99
- Holiday Special - Lifetime $9.99
- Super Early Bird - Monthly $1.99
- Premium - Lifetime $49.99
- Premium - Yearly $29.99
- Premium - Monthly $9.99
- Early Bird Premium - Yearly $19.99
- Copyright
- © Kora Budgeting 2025