own-it
Finance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone
iPhone
Search for homes you can afford and set a budget to buy your first home. Link all your bank accounts into one app, and see a complete picture of your spending, savings & income. Know what you can afford now and in the future. Set a goal and budget for where and when you want to buy.
What does own-it help you do?
Link all your bank accounts into one place
Automatically Categorise your spending
Calculate what home prices you can afford, now and into the future
Search for homes based on what you can afford
Set a goal and a budget to buy where and when you want
Find savings to bring your goal closer
Track your spending and know if you are on track to meet your budget
Own Your Finances
In order to get where you want, you need to know where you are. Own-it uses a third party provider called TrueLayer to link all your bank accounts held across multiple institutions. Our AI friend Lotus categorises all your transactions, across all accounts, giving you a complete picture of your spending, savings and income.
Own Your Future
Once you know where your are, you can see where you are heading. Powered by Zoopla, own-it allows you to search for homes you can afford today and in the future. Choose where and when you want to buy and set a budget to get there. With your future in sight, bend it in the direction you want. Set budget goals to reduce your spending and maximise your savings. Lotus will track your progress notifying you when you are overspending and are at risk of breaking your budget.
Own Your Home
Then when the time is right, we'll refer you to a mortgage adviser. They will ask you some questions and provide you with a Mortgage in Principle confirming the maximum mortgage you can afford. You can then use your Mortgage in Principle when making offers on a home.
Once an offer is accepted, your mortgage adviser will find the right mortgage for you. Saving you money, time and stress as they walk you through the application process.
Buying a home is a big decision, not to be taken lightly. We need to let you know:
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
Opal Financial Solutions Limited is Introducer Appointed Representatives (IAR) of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, which are authorised and regulated by the Financial Conduct Authority.
Opal Financial Solutions Limited protects your rights to privacy through GDPR ICO Reiteration (Data Protection Registration).
http://www.apple.com/legal/itunes/appstore/dev/stdeula
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The developer, Opal Financial Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- OPAL FINANCIAL SOLUTIONS LIMITED
- Size
- 51.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English and Italian
- Age Rating
18+
- 18+
- This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © 2024 OPAL FINANCIAL SOLUTIONS LIMITED