If your income stopped today, how long would you be fine? Aisance can tell you — in months, in plain language, with no math on your part.
That's your buffer. It's the question this app is built to answer, and the one a spreadsheet won't answer for you.
Aisance is a conversation with a quiet companion that watches your money so you don't have to.
A chat, not a form
You can say what you spent the way you'd say it out loud — "just spent forty on lunch" — and it comes back as a card you can confirm or correct in a tap. It suggests where the spend belongs; you can change any part of it.
You can ask "am I okay?" and the answer arrives as a sentence first. The detail comes after, and only if you want it.
You can ask for a plan in one line — putting money aside for Lisbon — and it works one out with you.
Nothing happens on its own
Aisance proposes. You decide. Anything it works out for you arrives on a card you can edit or discard, and you can change any part of it before it goes anywhere.
You can connect a bank account with read-only access. It can see what you spent. It can't move money.
It remembers
You can tell it things — that your rent lands on the first, that you travel to see your sister a few times a year — and it carries them into the next conversation.
You can group money under names that mean something to you: a car, a trip, a laptop.
What isn't in here
No streaks. No daily check-in. No score. You can miss a week, or a month, and pick up from wherever you are. Nothing's broken.
No shaming language. There's a list of words this app won't use, and the wording is filtered in code before it reaches you — not left to good intentions.
No comparing you to anyone else.
What it is, and what it isn't
Aisance is a money companion, not an advisor. It doesn't give financial advice, and it won't recommend a stock, an investment, or a purchase. It describes what's there, shows you the trade-off, and leaves the deciding to you. Whatever you decide is fine.
It's built to be opened rarely and closed quickly. A good week is one where you ask, read the answer, and put your phone down.
Aisance is a subscription. The plan, its length and its price are shown in the app before you buy, and you can manage or cancel it any time in your account settings.
Terms and policies:
https://www.aisance.io/aisance-terms-and-conditions
https://www.aisance.io/aisance-privacy-policy
Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Much love and gratitude to the Aisance team 🙏🙏🙏 For years I was drowning in credit card balances. Groceries always on Visa, gas on CapitalOne, school clothes for my daughter with the Macy’s card. Altogether it was a bit over 12k and every month I just paid the minimum, around 280, while interest kept eating me alive. I even stopped opening the letters from CapitalOne because it made me feel sick. A coworker pushed me to try Aisance and it completely shifted my mindset. The app broke the total info smaller goals and categories so it didn’t look like one giant wall. I picked my Macy’s card with 3.2k and followed the plan and 5 months later it was cleared. Then I moved to Visa with 5.1k and CapitalOne with 3.9k and step by step I closed them too. Today I am finally debt free and the relief is something I can’t even describe. Thank you ❤️
ITS A POSSIBLE SCAM - NEED DEVELOPER RESPONSE NOW!
Gertie91
This App does absolutely nothing except take your money. It says it is “syncing” for last 3 days even though I haven’t connected anything yet. Click “Connect a Bank” and it says I can’t because it’s syncing. Yes I uninstalled and reinstalled-same problem. I tried to reach out to Developer Support but it just opens the app back up. Click on “Developer Website” and it opens the app back up. Total waste of time AND when I went to request my $9.99 refund it says no items are eligible for refund. I don’t know what is going on but this is BS.
Developer Response
Hi Gertie91,We’re very sorry you’ve had this experience. We completely understand how frustrating it is to pay for the app and then be unable to use it because it appears stuck syncing. This is not how Aisance is supposed to work.Please email us at support@aisance.io with the email address associated with your Aisance account and any additional details you can share. We’ll investigate what happened and do our best to resolve it as quickly as possible.We sincerely apologize for the frustration and appreciate you giving us the opportunity to make this right.Best regards,The Aisance Team
Scam
earyan
This app takes your first payment yet does nothing. They just want the 9.99. And are willing to take a bad review.
Bug fixes and performance improvements throughout the app.
Version 1.5.15
The developer, EuroAFF.com S.a r.l., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
EuroAFF.com S.a r.l.
Size
49 MB
Category
Finance
Compatibility
Requires iOS 18.0 or later.
iPhone Requires iOS 18.0 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
