Penny & Pincher

Budget & spending tracker.

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

The easiest way to track your spending and build better habits. Penny automatically suggests a category as you type. Save frequent purchases as Shortcuts — the nearest one appears first based on your location. Check your monthly spending report to understand your habits at a glance, and take on the 30-day challenge with Pincher to develop healthier financial routines. [ Key Features ] Quick Entry Log spending and income in just one tap. Shortcuts Save frequent expenses and auto-sort them by your current location. Smart Category Suggestions Type a memo and Penny recommends the right category automatically. Recurring Transactions Automatically track regular expenses like rent and subscriptions. Monthly Report Visualize spending by category and day of the week. 30-Day Challenge Build a 30-day spending rhythm with Pincher and make daily tracking a habit. Goal Tracking Set a monthly spending goal and follow your progress. iCloud Sync Automatically back up and restore your data across all devices. Widgets & Apple Watch Log spending instantly from your home screen widget or Apple Watch.

  • This app hasn’t received enough ratings or reviews to display an overview.

This update came and went quietly. (Hey, did you even notice?) Like catching a small mistake in your budget before it becomes a bigger one — not flashy, but necessary. We're back, a little more solid than before.

The developer, Jaeyong Lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Jaeyong Lee
Size
  • 37.5 MB
Category
  • Finance
Compatibility
Requires iOS 26.0 or later.
  • iPhone
    Requires iOS 26.0 or later.
  • iPad
    Requires iPadOS 26.0 or later.
  • Mac
    Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.0 or later.
Languages
English and 24 more
  • English, Czech, Danish, Dutch, Estonian, Finnish, French, German, Greek, Hebrew, Hungarian, Icelandic, Italian, Japanese, Korean, Latvian, Lithuanian, Norwegian Bokmål, Polish, Portuguese, Slovak, Slovenian, Spanish, Swedish, Turkish
Age Rating
9+
  • 9+
  • Contains
    Advertising
    Health or Wellness Topics
In-App Purchases
Yes
Copyright
  • © PSMC 2025