Penny & Pincher Budget
Budget & spending tracker.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
The easiest way to track your spending and build better habits.
Penny automatically suggests a category as you type. Save frequent purchases as Shortcuts — the nearest one appears first based on your location.
Check your monthly spending report to understand your habits at a glance, and take on the 30-day challenge with Pincher to develop healthier financial routines.
[ Key Features ]
Quick Entry
Log spending and income in just one tap.
Shortcuts
Save frequent expenses and auto-sort them by your current location.
Smart Category Suggestions
Type a memo and Penny recommends the right category automatically.
Recurring Transactions
Automatically track regular expenses like rent and subscriptions.
Monthly Report
Visualize spending by category and day of the week.
30-Day Challenge
Build a 30-day spending rhythm with Pincher and make daily tracking a habit.
Goal Tracking
Set a monthly spending goal and follow your progress.
iCloud Sync
Automatically back up and restore your data across all devices.
Widgets & Apple Watch
Log spending instantly from your home screen widget or Apple Watch.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://project-strict-money-checking.github.io/privacy/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Now you can attach photos to your transactions. Save a receipt or a memo as an image and it'll be easy to look back later. Sending a support email got simpler too — the subject and body are now pre-filled for you.
The developer, Jaeyong Lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jaeyong Lee
- Size
- 37.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
English and 26 more
- English, Czech, Danish, Dutch, Estonian, Finnish, French, German, Greek, Hebrew, Hungarian, Icelandic, Italian, Japanese, Korean, Latvian, Lithuanian, Norwegian Bokmål, Polish, Portuguese, Slovak, Slovenian, Spanish, Swedish, Thai, Traditional Chinese, Turkish
- Age Rating
9+
- 9+
- Contains
Advertising
Health or Wellness Topics
- In-App Purchases
Yes
- Remove Ads $2.99
- Copyright
- © PSMC 2025
