FLEX
Move Money. Move Freely.
FLEX is the fast and secure way to send and receive money in Nigeria.
You can pay anyone, anytime, without account numbers or extra fees.
Send and Receive Instantly
Transfer to anyone using a PayTag.
Send or receive in seconds and track every transaction in real time.
Pay Merchants Easily
Scan a merchant QR code or pay directly inside the app.
Request Money Fast
Use FLEXme to ask for money and get paid faster.
Add a note so people know what it’s for. Keep your payment history organized and accessible.
Verify and Upgrade Your FLEX Tier
Verification unlocks higher spending limits and full access to FLEX features.
Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification.
Each tier gives you more room to transact confidently and securely.
Stay Secure and In Control
Built with top-tier security for every payment.
Instant alerts keep you updated as money moves.
One app for all your transfers, rewards, and everyday spending.
FLEX combines speed, trust, and simplicity in one app.
*FLEX is a financial services platform, not a bank. Banking services are provided by our regulated
partners.
Contact FLEX Support in-app, via email at:
techsupport@yourflexpay.com
The app’s interface is user-friendly, easy to navigate, and the transactions process smoothly without lag.
Developer Response
Thanks for this. We put a lot of care into keeping the app smooth and simple to use. Glad it’s working well for you.– The FLEX Team
Reflex app
sarahjay737
I love this app it is the best bank app zero bank charges ,instant payment Pls keep it up
Developer Response
Thanks a lot. Instant payments and no charges are what FLEX is here for.— The FLEX Team
I like the app
nuello
Good app with easy to use interface
Review
Dunke25
I just downloaded this app and I’m having issues with the preview registration aspect.Unable to fill in my email
Developer Response
Thanks for the heads up. Please reach out to techsupport@yourflexpay.com so we can look into your signup issue directly.– The FLEX Team
What’s New
This update introduces new services and improves how requests are managed.
FLEXme improvements: Notification and confirmation screens have been updated for a clearer request experience.
VAS services: You can now buy airtime, data, PayTV, and power directly in the app.
Request expiry: FLEXme requests now expire after 48 hours to keep requests current and relevant.
Love using FLEX? Rate us on the store and let us know what you think.
Need help? Tap Support in-app or email techsupport@yourflexpay.com
Version 5.0.35
The developer, Koinage LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Financial Info
Location
Contact Info
Identifiers
Usage Data
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Koinage LLC
Size
154.9 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.