The Ultimate Early Retirement & Savings Planner
Tired of guessing whether you'll achieve your dream retirement? Retirement Advisor provides the clarity and detailed analysis you need to confidently manage your financial future, whether you're aiming for FIRE (Financial Independence, Retire Early) or simply seeking peace of mind.
Know Your Future: Answers to Your Biggest Questions
Stop wondering and start planning. Our powerful simulator gives you essential financial insights:
• How long will my retirement savings last? Get a clear, year-by-year projection.
• Can I afford an early retirement? Test different scenarios to find your freedom date.
• When is the optimal time to claim Social Security? Maximize your lifetime benefits.
• Am I saving enough? See exactly how your current contributions affect your future.
Powerful Features for Comprehensive Planning
Retirement Advisor doesn't just calculate; it offers a detailed, holistic view of your financial journey.
• Intuitive Dashboard: Get a summary view of your total savings, projected lifespan, and retirement success rate at a glance.
• Interactive Savings Chart: Visualize the growth and depletion of your savings with an interactive chart. Easily see the impact of different income/expense adjustments.
• Detailed Financial Breakdown: Drill down into detailed views of your income (distributions, SS, pension) and expenses during your retirement phase.
Advanced Calculation Factors for Informed Planning
Our sophisticated model incorporates all key variables, providing a foundation for financial projections and informed decision-making::
• Tax Optimization: Factor in Tax-deferred (IRA, 401(k), 403(b)) and Tax-free (Roth IRA, Roth 401(k)) savings to understand your real cash flow.
• All Income Streams: Accurately incorporate Pension (defined benefit) and Social Security benefits.
• Tax & Penalties: Includes complex variables like Income tax from distributions, Required Minimum Distribution (RMD), and Early withdrawal penalty calculations.
• Future Contributions: Account for new contributions you plan to make before retirement.
Install Retirement Advisor today and turn your retirement dreams into a detailed, achievable plan!
What a nice tool. You don’t need to create an account to use it, nor you need to link to any real accounts. You give your what-if and it tells you what’s expected. Simple to use and yet detailed enough to capture your detail plan. Highly recommended. Give it a try, and you ‘d love it. (Dear developer, thanks so much for giving us this gem. it would be extremely helpful if you can add an Roth-conversion plan to let user input their planned schedule, and show the tax for years. It’s a such a hot topic today, people would pay for this feature.)
Excellent tool estimator
USA CA
No need to link any accounts 👍 Does not require internet to use the app👍 Can create multiple profiles: different states, different % return and inflation, different age claiming SSI, multiple short/long-term expenses in additions to regular monthly expenses, AND the app allows a quick and easy visual comparison of the profiles to help with the FIRE questions that are on our mind a lot - can we retire early? Should we move to a different state? Can we afford to splurge during the Go Go years? What extra cash may be available if the mortgage is paid off early?
Great App
Bajezus
After a few moments wrestling through the termanology, I discovered the help with a longer press. Wish this app printed and the inflation percentage is wonky (is it 3.00 or .03), it is a flat basis rather than determinate.
Very Helpful
Am I an Octopus
Easy to use. Having clearer picture on future retirement financial planning .
Sticky Table Headers: Easily track your data while scrolling through large tables. Headers now stick to the top of your screen automatically.
Enhanced Security: We’ve rolled out improved privacy features and security updates to keep your information safe and secure.
Version 3.9.0
The developer, Eric Chang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More