Optivault - AI budgeting
AI Personal Finance Advisor
Only for iPhone
Free · In‑App Purchases
iPhone
Your AI personal financial advisor. Smart budgeting, expense tracking, and money management to help you save more and grow wealth.
OPTIVAULT — AI PERSONAL FINANCIAL ADVISOR & SMART BUDGETING APP
Take control of your money with Optivault, the powerful AI personal financial advisor and all-in-one budgeting app built to help you track expenses, plan budgets, grow savings, and build wealth effortlessly.
Whether you need a smarter budget planner, a real-time expense tracker, or an intelligent money manager, Optivault brings everything together in one secure finance app.
AI PERSONAL FINANCIAL ADVISOR
Your money, guided by AI.
• Conversational AI assistant answers your finance questions 24/7
• Personalized budgeting and saving tips based on your habits
• Smart insights to improve cash flow and reduce overspending
• AI recommendations adapt as your goals and spending change
• A true AI financial advisor in your pocket
SMART BUDGETING & BUDGET PLANNER
Build a budget that actually works.
• AI creates your custom budget in minutes
• Flexible categories for full control
• Budget tracker with real-time progress bars
• Alerts before you overspend
• Set and track saving goals easily
A simple yet powerful budgeting app and budget planner for beginners and experts.
EXPENSE & MONEY TRACKER
Track every dollar automatically.
• Secure bank and card sync with live updates
• Automatic transaction categorization
• Expense tracker shows where your money goes
• Spending charts reveal patterns and subscriptions
• Smart alerts for big purchases and recurring bills
Use Optivault as your daily expense tracker, spending tracker, and money tracker.
INVESTMENT & NET WORTH TRACKER
Grow and manage your wealth.
• Track stocks, ETFs, crypto, and retirement accounts
• Unified investment tracker dashboard
• Net worth tracking over time
• Market trends and price alerts
• Long-term financial planning tools
Your complete investment app and wealth manager.
SECURE & PRIVATE BY DESIGN
Your data is always protected.
• Bank-level 256-bit encryption
• Read-only access to your accounts
• Face ID, Touch ID, and PIN protection
• Your data is never sold
A finance app you can trust.
WHY OPTIVAULT?
• All-in-one budgeting app, expense tracker, and AI financial advisor
• Fast setup with no manual imports
• Smart automation saves time
• Built for US banks with Plaid integration
• Perfect for stress-free money management
Optivault is the smarter way to manage money.
Download Optivault today and start your free 7-day trial.
Master your money with AI.
SUBSCRIPTION & FREE TRIAL
Optivault offers a 7-day free trial. After the trial, a Premium subscription is required to access all features. Payment is charged to your Apple ID and renews automatically unless canceled at least 24 hours before the end of the period. You can manage or cancel your subscription in Settings > Apple ID > Subscriptions.
Apple Standard EULA:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
Smarter AI financial plan creation with improved accuracy
The developer, Douaa Eljebari, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Douaa Eljebari
- Size
- 157.6 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later.
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly Subscription $119.99
- Monthly Subscription $17.00
- Compordo Yearly $99.99
- Compordo Monthly $14.99
- Copyright
- © 2025 optivault Inc. All rights reserved.