Happy May!!
Kiwi Money is Sri Lanka's automatic expense tracker and money manager. We listen to your bank SMS alerts and instantly log every transaction — no manual typing, no spreadsheets, no forgotten expenses. Just open the app and see exactly where your money went.
HOW IT WORKS
Every time you pay with your card, your bank sends an SMS. Kiwi Money reads that alert and automatically logs the transaction — the amount, the merchant, and the category. Your expense tracking happens without you doing anything.
WHAT YOU GET
Automatic Expense Tracking — Every bank SMS is parsed and logged instantly. No manual data entry, ever.
AI-Powered Categorisation — Fuel, groceries, dining, transport — Kiwi sorts every transaction into the right category automatically and gets smarter over time.
Smart Budgeting — Set monthly limits by category. Budgets update in real time as you spend. Or let Kiwi generate budgets based on your past spending.
Visual Insights — Clean charts showing daily, weekly, and monthly spending breakdowns. See trends, find savings, and understand where your money goes.
All Balances in One Place — View every bank account and card balance without switching apps or logging into your bank.
BUILT FOR SRI LANKAN BANKS
We support SMS tracking for Commercial Bank, Sampath, HNB, BOC, Seylan, Nations Trust, NSB, DFCC, HSBC, Standard Chartered, Amana Bank, and more. Built to support 11+ Sri Lankan banks and growing.
PRIVACY FIRST
No bank logins. No access to personal messages. Your data is encrypted and we never sell it. You pay a subscription — that's how we make money. Nothing else.
TRY FOR 14 DAYS
Kiwi Plus gives you the full experience — unlimited tracking, advanced insights, budgeting tools, and priority support. Try it with a 14-day trial, then choose monthly, annual, or lifetime.
Whether you're looking for an expense tracker, a money manager, or a budgeting app built for Sri Lanka, Kiwi Money does it all — automatically. Set it up once, and your finances track themselves.
TERMS OF USE:
https://www.kiwi-money.com/terms
PRIVACY POLICY:
https://www.kiwi-money.com/privacy
Ratings & Reviews
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What's new in 2.39.4
• Smarter SMS classification (Beta) — we now use an on-device AI model to spot
OTPs and verification codes more accurately, so they won't get logged
as transactions.
• Better reliability — improved how the app tracks performance and
connectivity so we can catch issues faster.
• Fixed a bug where update prompts weren't always shown to everyone.
Version 2.39.4+148
The developer, Harrish Selvarajah, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
