ayuta Pay
Finance
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Ayuta Pay empowers individuals and communities to fund each other through rotating savings
groups and one-time crowdfunding, all without relying on banks or traditional financial
institutions. Our platform is inspired by informal savings traditions like chamas, susus, and
ayuta, and modernized to fit a secure, digital experience.
Key Features:
Group Funding (Rotating Savings & Credit Association)
Create or join trusted funding circles. Each member contributes a set amount per cycle, and
one member receives the full payout each round. Ayuta Pay automates the process, tracks
contributions, and ensures fair and transparent payouts.
One-Time Collections
Need to raise funds for a special cause or emergency? Set a goal, invite contributors, and once
your target is met, the money is sent directly to your chosen treasurer or recipient. Great for
tuition, weddings, emergencies, or projects.
Interest-Free Microloans
No banks, no interest, no hidden fees. Use group support and social accountability to access
needed funds, all built on mutual trust.
Seamless Payments
Members can pay securely via credit/debit card or e-check. Get real-time updates and alerts on
contributions, group progress, and payouts. Encryption and compliance ensure financial
security.
Built for Community
Ayuta Pay helps manage group dynamics with ease, track participant contributions, vote on
payout schedules, and maintain a history of performance and trust. It’s more than money; it’s
about connection and shared progress.
Who Is It For?
● Immigrant and diaspora communities
● Entrepreneurs and side-hustlers
● Friends and family funding together
● Anyone seeking a bank-free, trust-based funding model
Why Choose Ayuta Pay?
● No interest. No credit checks.
● Transparent group management.
● Mobile-first design.
● Secure & scalable.
● Empowers financial independence.
How It Works:
1. Create or join a group.
2. Collect entry fees from members.
3. Vote on payout schedule or assign a treasurer.
4. Receive payouts and track contributions.
5. Create new groups and repeat the process.
Ayuta Pay brings traditional community saving methods into the digital age, helping people fund
dreams, emergencies, and goals together.
Ratings & Reviews
Improve functionality and performance.
The developer, Ayuta Pay LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ayuta Pay LLC
- Size
- 52.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Copyright
- Ayuta Pay LLC©️2025. All rights reserved.