finerd was born out of the need to see all your money in one place. Every account, card, investment and debt comes together in finerd, however complex your finances are. finerd takes over the routine bookkeeping and shows what to change to grow your wealth.
finerd connects through several bank data aggregators and picks the best one for each bank and brokerage in the US, Canada, the UK, Norway and the EU. You can even connect crypto wallets. If a bank won't connect, finerd imports its statements, or your AI adds the transactions via MCP.
Every Apple Pay tap and every payment notification from your bank becomes a transaction in finerd.
finerd categorizes every transaction by context, so a small charge at a gas station goes to coffee and a large one goes to fuel. Fix a category once and finerd applies the fix to similar transactions.
Online orders from email and scanned receipts are split item by item across categories.
Paid cash? Say what you bought and AI adds the transaction.
finerd was built for your AI too. Connect finerd to ChatGPT, Claude or Gemini and ask "Where can I save?" or "Can I afford a new car?" The AI bases every answer on your transactions in finerd. With your permission, the AI adapts finerd to your goals, creating budgets and categories and adding or editing transactions.
finerd finds subscriptions and recurring payments, so you see which ones to cancel.
Invite a partner, share only the accounts and expenses you choose, and see who paid for what at home. Snap a restaurant receipt and send friends a link where each one picks what they ordered, no app needed. finerd keeps track of who still owes you.
Set budgets by category to see where money leaks.
finerd never sees or stores bank logins and has read-only access to accounts. Delete your data anytime.
Real people answer questions in the app and at support@finerd.ai.
Terms of use: https://finerd.ai/terms-of-use
Privacy policy: https://finerd.ai/privacy-policy
Ratings & Reviews
5.0
out of 5
3 Ratings
• finerd is now on iPad and iPhone Duo! The Dashboard has two columns, and on iPadOS 27, details open alongside the list, keeping it in view.
• Cash Flow now includes a Sankey diagram showing how your income flows into expenses. On iPad and iPhone Duo, it’s the first thing you see. You can also share it as an image from the report menu, including on iPhone.
• You can now connect banks in Asia through Finverse.
• To ask a friend for money, choose Request money in Payment Options and enter the amount. They’ll receive a payment link with the amount already filled in.
We’ve also made the data import process clearer, refined a few details, and fixed bugs, including one that caused Dashboard widgets to jump while loading.
Thanks for being with finerd
Version 1.30.0
The developer, finerd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Finerd, Inc
Size
642.1 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.