MoneyChat is an expense tracker that works like a chat. Type an amount, send it, and the expense is logged and sorted by category. No spreadsheets, no setup, no ten-field forms.
HOW IT WORKS
Open the app, type 15, send. That's a coffee, logged. Type 120 — groceries. MoneyChat picks the category itself and learns from your corrections. If it gets one wrong, tap the entry and fix it. Your spending history reads like a conversation you can scroll back through.
ACCOUNTS AND CURRENCIES
Keep a card, cash, and savings as separate accounts and switch between them with one tap. Every account has its own currency — dollars, euro, zloty, hryvnia, crypto — and the balance converts at current rates. Transfers between accounts are recorded once and show up on both sides.
BUDGET AND ANALYTICS
See how much you spent this month, which categories take the biggest share, and how this month compares to the last. The money manager shows the trend without charts you have to decode: a short summary in plain words, then the details if you want them.
RECEIPT SCANNER
Snap a photo of a receipt and MoneyChat splits it into entries by category — groceries, household, alcohol — so a supermarket trip isn't just one lump sum. Edit any line, drop the ones you don't need, or save the receipt as a single expense.
BUILT FOR DAILY USE
• Evening reminder to log the day's spending — one a day, no spam
• Custom categories with search, separate for expenses and income
• Change the date of an entry for things you forgot yesterday
• Dark theme, iPad support, seven languages
• Android: optional suggestions from your bank's notifications — off by default, nothing is saved without your confirmation
PRIVATE BY DEFAULT
Start using MoneyChat without creating an account. Sign in with Apple or Google only if you want your data on another device. Delete your account and all data at any time from Settings — it is erased, not hidden.
MONEYCHAT PREMIUM
The free version is a complete expense tracker with ads shown occasionally when switching accounts. Premium removes ads and unlocks the receipt scanner and full analytics.
Plans: weekly, monthly, or yearly, each with a 3-day free trial. The price is shown in the app in your local currency before you subscribe. Payment is charged to your App Store or Google Play account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in your account settings.
Terms of Use: https://moneychat.pro/terms
Privacy Policy: https://moneychat.pro/privacy
Money is easier to keep track of when logging an expense takes three seconds. Type a number. Send. Done.
MoneyChat has exceeded my expectations. The app is incredibly fast and intuitive, requiring almost no learning curve. Scanning receipts works perfectly — it reads amounts accurately and saves time on manual entries. The interface design is sleek and modern, with clear graphs that make it easy to understand where my money goes. Highly recọmmend for anyone looking for a hassle-free budgeting tool.
Developer Response
Hi RainaLianneh,Thank you so much for your kind words and for taking the time to leave such a thoughtful review! We’re truly honored that MoneyChat exceeded your expectations.We’re especially glad to hear that you found the app intuitive and fast, with a smooth experience from the start — that’s exactly what we aimed for. It’s great to know that the receipt scanning feature is saving you time and that the accuracy is meeting your needs.We also appreciate your feedback on the design. We worked hard to create a clean and modern interface, and it’s wonderful to hear that the graphs are helping you clearly understand where your money is going.Thank you again for your recommendation — it means a lot to us. If you ever have suggestions or ideas for future features, feel free to reach out. We’re always listening and continuously working to improve MoneyChat!Warm regards,The MoneyChat Team
Great app
Taylor Nick Fr
Great app. Simple, without any unnecessary or confusing features. Just a log of expenses and income with tags and dates. Includes cryptocurrencies and allows custom tag creation.
Developer Response
Hi Taylor,Thank you so much for your great review and for highlighting what you enjoy about MoneyChat! We’re thrilled to hear that the simplicity and clarity of the app work well for you. Keeping things clean and free from unnecessary complexity is one of our core goals, so it’s fantastic to know that resonated with you.We’re also happy you’re making use of features like custom tags and cryptocurrency support — those were added based on user feedback just like yours. If you have any further ideas or suggestions, we’d love to hear from you!Thanks again for being part of the MoneyChat community.Warm regards,The MoneyChat Team
Reminders work again. The evening nudge now arrives at 20:00 in your own time zone — and only if you haven't logged anything that day.
• Agreeing to notifications in the chat now actually turns them on
• No reminder when you have already recorded your spending
• No reminders at all after three silent weeks
Version 2.0.1
The developer, So Wonderful Apps, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
SYNTHO TRADE SOLUTIONS SP Z O O
Size
58.2 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPad Requires iPadOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
