AI Spend Tracker: RetroBudget

Credit Card PDF Analyzer

Only for iPhone

Free · In‑App Purchases

iPhone

See where your money really went. Upload a credit card statement and let AI turn your transactions into clear category and merchant breakdowns. No bank linking. RetroBudget is an AI expense tracker made by one independent developer. I built it around a simple problem: credit card statements contain the answers, but they make it surprisingly hard to understand where your money actually went. Most finance apps want you to connect a bank account. RetroBudget takes a different route. Upload a credit card statement PDF you already have, and RetroBudget turns the transactions into a clear view of your spending without your bank password or live account access. What you can see: • Spending by category, merchant, and card • Recurring charges and monthly spending patterns • Simple charts that make the numbers easier to understand • Live Activity and optional notifications while a statement is processed How it works: 1. Choose a credit card statement PDF 2. AI reads and categorizes the transactions 3. Explore your spending breakdown 4. Delete the statement whenever you’re done Your imported PDF and extracted records remain in your iCloud-backed app storage until you delete the statement. RetroBudget uses Sign in with Apple and does not require bank linking. RetroBudget isn’t built by a big finance company. It’s an independent app I’m making to solve one focused problem well. If it helps you understand your spending a little faster, it’s doing its job. Privacy Policy: https://retrobudget.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • 3.0
    out of 5
    2 Ratings

Statement imports are now more reliable. Unlock password-protected credit card PDFs during setup, or retry a failed import without choosing the file again. New • Delete your account from Settings, with the option to erase iCloud-backed PDFs and imported financial data. Improved • Category setup works better with larger text, easier-to-tap controls, and clearer VoiceOver labels. Fixed • Deleting a statement now removes both its imported data and PDF. If iCloud cleanup is interrupted, it can safely continue later. • PDFs shared from other apps remain ready to retry if an import fails. • Signing out during setup safely cancels any import in progress.

Version 1.4

The developer, Pushpinder Pal Singh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Pushpinder Pal Singh
Size
  • 22 MB
Category
  • Finance
Compatibility
Requires iOS 18.5 or later.
  • iPhone
    Requires iOS 18.5 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Pushpinder Pal Singh
  • Developer Website
  • Privacy Policy

    • More by Pushpinder Pal Singh

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