RetireWhen

Complete Retirement Calc

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Built for iPhone Duo. Unlock Pro to compare saved plans, export PDF reports, find your retirement age and affordable spending—all ad-free with a one-time purchase. RetireWhen: Plan Your Future, Instantly Take control of your retirement journey with RetireWhen – the intuitive, all-in-one retirement calculator that lets you see your future take shape as you adjust your plans. Features: • Dynamic charts that update instantly as you adjust values • Support for 3 profiles: Partner 1, Partner 2, and the two Combined • Set your income, savings, retirement age, spending, and more • Visualize depletion age and savings breakdown with clear graphs • Interactive sliders to tweak retirement age and spending in real-time • View detailed, year-by-year results in the Results tab • Adjust advanced variables like growth and inflation rates • iPad and iPhone optimized – works great in both portrait and landscape • All features included – no subscriptions or in-app purchases • Save results to Files or share via text, email, etc. • Your personal info stays on your phone. None of it is shared or sold to third parties Plan smarter. Know When you can Retire. Download RetireWhen today and take the guesswork out of your future.

  • 5.0
    out of 5
    8 Ratings

RetireWhen: Explore Your Retirement Options See how your income, savings, retirement age, and spending could shape your future. RetireWhen turns your assumptions into clear charts and year-by-year projections, making it easy to explore different retirement scenarios. DESIGNED FOR iPHONE DUO Make the most of the larger display. When iPhone Duo is unfolded adjust Settings alongside your Graph or Results. Compare saved plans side by side with Pro. Fold your device or rotate it upright for a focused, single-pane layout. RetireWhen also supports iPhone and iPad. A CAPABLE FREE CALCULATOR • Plan individually or as a household with Partner 1, Partner 2, and Combined profiles. • Enter income, investments, savings rate, retirement age, spending, and retirement income. • Explore charts showing projected balances, contributions, interest, and when funds may run out. • Use interactive sliders to test retirement age and spending without changing your Settings. • Review detailed yearly results, including accumulated interest and net contributions. • Adjust salary growth, investment growth, and inflation assumptions. • Export results as CSV files to save or share. GO FURTHER WITH RETIREWHEN PRO Unlock additional planning tools with a one-time purchase. No subscription. • Save named plans: Capture your assumptions and projections for later review. • Compare your options: Select up to four saved plans to compare charts, results, and assumptions. • Export PDF reports: Save or share a report of an individual plan or comparison. • Find your retirement age: Estimate the earliest whole-year retirement age that keeps projected balances positive through your planning end age. • Explore affordable spending: Estimate the highest annual spending at your chosen retirement age that keeps projected balances positive. • Remove ads: Enjoy an ad-free experience. YOUR PLANS STAY ON YOUR DEVICE No account or sign-in is required. Financial inputs and saved plans are stored locally and are not sent to omSoft or Google Ads by the app. Saved plans do not sync between devices. The free version displays Google ads, which may collect device and advertising information as described in the Privacy Policy. UNDERSTAND THE ASSUMPTIONS RetireWhen provides informational projections based on the values you enter. Results are not guarantees or personalized financial advice. The app does not model taxes, account types, fees, required minimum distributions, or detailed Social Security rules. Actual returns and expenses may differ, and the maximum spending estimate includes no extra safety reserve. Explore your options. Compare your plans. Find your RetireWhen.

The developer, Orestes Melgarejo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Orestes Melgarejo
Size
5.3 MB
Category
Finance
Compatibility
Requires iOS 17.6 or later.
  • iPhone
    Requires iOS 17.6 or later.
  • iPad
    Requires iPadOS 17.6 or later.
  • Mac
    Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.3 or later.
Languages
English
Age Rating
13+
In-App Purchases
Yes
Copyright
© 2026 omSoft