A smoother, more responsive Debt Tracker. This update is all about how the app feels in your hand. A NEW TAB BAR The tab bar now floats above your debts. The tab you're on shows its name, and the highlight glides across as you switch, with a light tap you can feel. SCREENS THAT OPEN FROM WHERE YOU TAPPED On iOS 18 and later, tapping a category, a plan tool, a guide or a payoff date grows the next screen out of the card you touched. Going back shrinks it home again. NUMBERS THAT MOVE Balances and totals roll to their new value when they change, and progress bars fill as you arrive. You see your progress happen instead of just reading it. MORE RESPONSIVE EVERYWHERE • Cards and buttons press in when you touch them • Screens settle into place section by section as they open • A tap you can feel when you add or delete a category or a debt • Smoother "I owe this / I'm owed this" and loan type pickers • Deleted items shrink away instead of vanishing If you have Reduce Motion turned on, all of this becomes simple fades. Thank you for using Debt Tracker. If something isn't right, get in touch from Settings — it's read by the person who built it.

Debt Tracker now speaks your language, and counts in your money. NOW IN 28 MORE LANGUAGES The whole app has been translated into Arabic, Chinese (Simplified and Traditional), Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian and Vietnamese, including full right-to-left layouts for Arabic and Hebrew. EVERY WORLD CURRENCY Choose from every currency in circulation, not a shortlist. Debt Tracker now picks yours automatically from your region the first time you open it, and changing it is never more than a tap away: there's a currency button on every screen, and you can search by name, code or symbol. Amounts are formatted the way your country writes them too, so yen, won and forint no longer show decimals they don't use.

Debt Tracker now speaks your language, and counts in your money. NOW IN 28 MORE LANGUAGES The whole app has been translated into Arabic, Chinese (Simplified and Traditional), Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian and Vietnamese, including full right-to-left layouts for Arabic and Hebrew. EVERY WORLD CURRENCY Choose from every currency in circulation, not a shortlist. Debt Tracker now picks yours automatically from your region the first time you open it, and changing it is never more than a tap away: there's a currency button on every screen, and you can search by name, code or symbol. Amounts are formatted the way your country writes them too, so yen, won and forint no longer show decimals they don't use.

Debt Tracker now speaks your language, and counts in your money. NOW IN 28 MORE LANGUAGES The whole app has been translated into Arabic, Chinese (Simplified and Traditional), Czech, Danish, Dutch, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian and Vietnamese, including full right-to-left layouts for Arabic and Hebrew. EVERY WORLD CURRENCY Choose from every currency in circulation, not a shortlist. Debt Tracker now picks yours automatically from your region the first time you open it, and changing it is never more than a tap away: there's a currency button on every screen, and you can search by name, code or symbol. Amounts are formatted the way your country writes them too, so yen, won and forint no longer show decimals they don't use.

Version 2.0 is a complete rebuild. New look, new tools, and a payoff engine that's far more accurate than before. REDESIGNED, TOP TO BOTTOM Every screen has been rebuilt around a single design system. A clear balance you can read at a glance, softer cards, proper spacing, and colour that means something — teal for money coming to you, coral for money going out. SEE YOUR BALANCE FALL New charts plot your balance month by month, all the way to zero. On any debt you can overlay "paying extra" against "minimum only" and watch the two curves separate. MINIMUM PAYMENTS, PROPERLY You can now enter each debt's real minimum payment. Payoff dates used to be based on an estimate, which could be out by years on a fixed instalment like car finance. Where you haven't entered one yet, the app tells you the date is an estimate rather than quietly presenting a guess as fact. MORE ACCURATE INTEREST Interest is now calculated one consistent way across the whole app, so the figure on a debt matches the figure in its projection. Interest also accrues on debts without a due date — previously those showed zero, which was simply wrong. Because of both fixes, some payoff dates and interest totals will look different from before. The new numbers are the correct ones. YOUR PLAN DRIVES YOUR OVERVIEW Pick a strategy and a monthly budget in Compare Scenarios, and the debt-free countdown on your Overview projects from that plan instead of assuming the bare minimum. LOAN TYPES Tag debts as a credit card, student loan, auto loan, mortgage, medical, tax, personal loan or other. A new breakdown shows what you owe by type. REMINDERS THAT ARRIVE IN TIME Choose how far ahead you're reminded — on the day, or up to a week before. Reminders used to fire on the due date itself, which was often too late to be useful. Debts that repeat monthly can now be marked as such. ICLOUD SYNC, IF YOU WANT IT Optional and off by default. Turn it on to keep your debts in your own private iCloud across iPhone and iPad. Turning it off again leaves this device's copy untouched. EXPORT YOUR DATA Export everything to CSV from Settings — balances, rates, minimums, payment history. A PROPER WELCOME A short tour on first launch explains what the app does and lets you turn on reminders and iCloud up front, rather than being interrupted later.

Version 2.0 is a complete rebuild. New look, new tools, and a payoff engine that's far more accurate than before. REDESIGNED, TOP TO BOTTOM Every screen has been rebuilt around a single design system. A clear balance you can read at a glance, softer cards, proper spacing, and colour that means something — teal for money coming to you, coral for money going out. SEE YOUR BALANCE FALL New charts plot your balance month by month, all the way to zero. On any debt you can overlay "paying extra" against "minimum only" and watch the two curves separate. MINIMUM PAYMENTS, PROPERLY You can now enter each debt's real minimum payment. Payoff dates used to be based on an estimate, which could be out by years on a fixed instalment like car finance. Where you haven't entered one yet, the app tells you the date is an estimate rather than quietly presenting a guess as fact. MORE ACCURATE INTEREST Interest is now calculated one consistent way across the whole app, so the figure on a debt matches the figure in its projection. Interest also accrues on debts without a due date — previously those showed zero, which was simply wrong. Because of both fixes, some payoff dates and interest totals will look different from before. The new numbers are the correct ones. YOUR PLAN DRIVES YOUR OVERVIEW Pick a strategy and a monthly budget in Compare Scenarios, and the debt-free countdown on your Overview projects from that plan instead of assuming the bare minimum. LOAN TYPES Tag debts as a credit card, student loan, auto loan, mortgage, medical, tax, personal loan or other. A new breakdown shows what you owe by type. REMINDERS THAT ARRIVE IN TIME Choose how far ahead you're reminded — on the day, or up to a week before. Reminders used to fire on the due date itself, which was often too late to be useful. Debts that repeat monthly can now be marked as such. ICLOUD SYNC, IF YOU WANT IT Optional and off by default. Turn it on to keep your debts in your own private iCloud across iPhone and iPad. Turning it off again leaves this device's copy untouched. EXPORT YOUR DATA Export everything to CSV from Settings — balances, rates, minimums, payment history. A PROPER WELCOME A short tour on first launch explains what the app does and lets you turn on reminders and iCloud up front, rather than being interrupted later.

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we have added support for dark mode, enjoy the app in the way that fits you! Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we focused on squashing bugs and fine-tuning the app to help you take control of your finances with even greater ease. Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

We’ve been working behind the scenes to make your debt management experience smoother, faster, and more reliable. In this update, we focused on squashing bugs and fine-tuning the app to help you take control of your finances with even greater ease. Thank you for using Debt Tracker—we’re committed to helping you manage your finances smarter every day. Stay tuned for more features and improvements coming soon!

Managing your debts just got even smoother! You asked we listened, there are significant performance improvements in this update!

Managing your debts just got even smoother! You asked we listened, there are significant performance improvements in this update!

Managing your debts just got even smoother! You asked we listened, choose your own currency in the app to keep on top of your debts.

Managing your debts just got even smoother! We’ve fine-tuned the experience to make tracking what you owe (or what’s owed to you) easier than ever. We’ve taken care of some pesky bugs and made general improvements under the hood. Update now and keep your finances on track!

Managing your debts just got even smoother! We’ve fine-tuned the experience to make tracking what you owe (or what’s owed to you) easier than ever. We’ve taken care of some pesky bugs and made general improvements under the hood. Update now and keep your finances on track!