Debt Payoff Planner: Tracker
Snowball & Loan Calculator
Only for iPhone
Free · In‑App Purchases
iPhone
Enter what you owe, get a payoff plan, see your debt-free date, and track progress payment by payment. Debt Payoff Planner turns your balances into a clear plan to become debt-free. It works both ways: track loans, credit cards, and mortgages you owe, plus money friends or family owe you. Add debts manually, log payments, compare payoff strategies, and see how your plan changes over time.
WHAT YOU CAN DO
- Add debts with amount, interest rate, monthly payment, and due date
- Track outgoing debts and incoming debts owed to you
- Categorize debts (auto loan, credit card, student loan, mortgage, or custom)
- Log payments and update progress automatically
- View principal vs interest breakdown for each payment
- Get reminders before payment due dates
- See which debts are overdue
PAYOFF STRATEGIES
- Snowball: smallest balance first for quick wins
- Avalanche: highest interest first to save money
- Cash Flow: free up monthly cash fastest
- Hybrid: one quick win, then highest interest
Compare strategies to see when you'll be debt-free and how much interest you may pay.
STATISTICS
- Total debt overview for incoming and outgoing debts
- Debt-free date countdown
- Payment breakdown charts
- Monthly payment trends
- Average monthly payment tracking
ACHIEVEMENTS
Stay motivated as you pay down debt:
- Progress badges at 25%, 50%, 75%, and 100%
- Streak tracking for on-time payments
- Celebration screens when you hit goals
PREMIUM FEATURES
- Unlimited debts (free version: 3 debts)
- All 4 payoff strategies (free: Snowball only)
- Advanced statistics and charts
- Debt-free date forecast
- Payment streak tracking
- Global achievement badges
- PDF report export
OTHER FEATURES
- Loan calculator to estimate new loans
- Payment reminders and overdue alerts
- Works offline
- No account required
- Data stays on your device
Debt Payoff Planner does not connect to your bank or access financial accounts. You enter debts manually and track payments yourself. Simple, private, and focused on helping you become debt-free.
Subscription Plans:
Monthly Plan: Get a full month of Premium for $4.99/month.
Yearly Plan: Try it FREE for 3 days, then continue for $29.99/year
Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase.
Terms and Policies:
Privacy Policy: https://linasdev.io/privacy
Terms of Use: https://linasdev.io/terms
Improved performance and fixed bugs.
The developer, Linas Nutautas, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Linas Nutautas
- Size
- 29.7 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later.
- iPhone
- Languages
English and 12 more
- English, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish, Thai, Turkish, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Debt Tracker Premium $29.99
- Debt Tracker Premium $4.99
- Copyright
- © Linas Nutautas