Paycheck Calculator Salary Tax
Take Home Pay Calculator wage
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Calculate your true take-home pay with 2026 tax brackets across all 50 states. Compare job offers, convert hourly wages, factor 401(k) deductions, and estimate raises.
Don't just compare salaries. Compare what you actually keep.
Salary Calculator is a precision personal finance and paycheck calculator designed to reveal your true net take-home pay. Whether evaluating job offers, negotiating a raise, switching to 1099 contracting, or planning a move, get deterministic clarity on every dollar earned, taxed, and kept.
PRECISE TAKE-HOME PAY & TAX ENGINE
Calculate your exact net paycheck across any pay schedule with an advanced tax engine:
• IRS Tax Brackets: Full support for 2026 & 2025 federal brackets and standard deductions.
• 4 Filing Statuses: Single, Married Jointly, Married Separately, and Head of Household.
• All 50 US States + D.C.: Precise calculations for progressive states (CA, NY), flat tax states (IL, PA), and zero-tax states (TX, FL, WA, NV, TN, WY, AK, SD, NH).
• FICA Taxes: Computes Social Security (6.2% up to wage base cap) and Medicare (1.45% plus 0.9% Additional Medicare Tax for higher earners).
• Pre & Post-Tax Deductions: Traditional 401(k), Roth 401(k), HSA, FSA, health, dental, and vision insurance.
• Child Tax Credit: Incorporates dependent child tax credits into your take-home estimate.
• 8 Pay Frequencies: Convert across Annual, Monthly, Semimonthly, Biweekly, Weekly, Daily, Hourly, and Quarterly periods.
JOB OFFER COMPARISON (JOB A vs. JOB B)
Never make career decisions on headline salary alone:
• Head-to-Head Evaluation: Compare offers side-by-side across salary, bonus, 401(k) match, health coverage, PTO, and commute.
• Real Economic Value: Discover which role delivers more net cash after state taxes, retirement matching, and transit costs.
• Clear Winner Badge: Instantly identify the superior offer with an itemized annual dollar advantage.
SPECIALIZED CAREER & FINANCIAL TOOLS
• Salary Converter: Convert between hourly rates and annual salaries across 8 frequencies. Customize schedules to find your True Working Hourly Rate factoring in paid time off.
• Raise Calculator: Calculate your net gain after taxes. Includes a 2x2 cash flow gain grid and a marginal tax bite bar to debunk tax bracket myths.
• 1099 vs. W-2 Employee: Find your break-even 1099 rate accounting for 15.3% self-employment tax, unpaid vacations, private healthcare, and business write-offs.
• Total Compensation: Model your complete package: base salary, bonus, 401(k) match, employer health contributions, and PTO cash value.
• PTO Value Calculator: Determine the cash value of paid vacation days and holidays with daily and hourly earning rates.
• Commute Cost Calculator: Measure the true expense of commuting. Track fuel, maintenance, tolls, parking, transit fares, and annual hours in traffic.
• Location Comparison: Compare disposable income between two locations by calculating state tax differences alongside monthly rent differences.
• Overtime Pay: Calculate gross and net pay across regular hours, 1.5x overtime, 2.0x double-time, and holiday rates.
SMART WORKFLOWS & ON-DEVICE PRIVACY
• Ask AI About Your Pay: Instant plain-language explanations for paycheck deductions, marginal tax brackets, 401(k) strategies, and rent affordability rules.
• PDF & Text Export: Generate clean, formatted PDF summaries and text reports to share during job interviews and salary negotiations.
• Saved Scenarios: Store multiple salary scenarios, mark favorites, duplicate profiles, and search your calculation history with SwiftData.
• Widgets & Siri Shortcuts: View take-home pay on your Home Screen and Lock Screen, or run calculations hands-free with Siri.
• 100% Private: All calculations run locally on your device. Zero tracking, no sign-up required, and financial data never leaves your iPhone.
• 10 Languages & 11 Currencies: Localized for English, Spanish, Chinese, Tagalog, Vietnamese, Arabic (with RTL layout), French, Korean, Russian, and Portuguese across major world currencies.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Welcome to Salary Calculator! Here is what is included in this release:
• Updated 2026 Tax Engine: Accurate federal income tax brackets, updated standard deductions, and FICA wage caps alongside comprehensive tax calculations for all 50 US states and Washington, D.C.
• Job Offer Comparison: Compare competing career offers head-to-head to determine your Real Economic Value after taxes, 401(k) matching, healthcare benefits, and transit expenses.
• Specialized Decision Tools: Access dedicated calculators for 1099 vs. W-2 break-even rates, Overtime pay (1.5x, 2.0x, and holiday), Raise retention, PTO financial value, and Commute expenses.
• Salary Converter & True Hourly Rate: Convert across 8 pay frequencies and calculate your real earning rate per hour worked based on paid time off.
• Ask AI About Your Pay: Get plain-language explanations for your paycheck withholdings, tax bracket mechanics, and 30% rent budgeting rules.
• PDF & Text Export: Generate clean, shareable compensation summary reports for salary reviews and job negotiations.
• SwiftData Scenario Management: Save, favorite, search, and duplicate salary scenarios locally on your device.
• Multi-Language & RTL Support: Fully localized in 10 languages with complete right-to-left interface support for Arabic.
• Home Screen Widgets & Siri: Instant take-home pay tracking and hands-free paycheck calculation shortcuts.
The developer, Farouk Nasser, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Farouk Nasser
- Size
- 30.3 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
English and 9 more
- English, Arabic, Filipino, French, Korean, Portuguese, Russian, Simplified Chinese, Spanish, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium Weekly $0.99
- Premium Yearly $29.99
- Premium Monthly $2.99
- Copyright
- © Salary Calculator, 2027