We now speak 20 languages! Newly added: Portuguese, Dutch, Polish, Swedish, Danish, Chinese, Japanese, Korean, Turkish, Ukrainian, Vietnamese, Thai, and Hindi. Your finances in your language!

Bug Fixes

PDF Export & Bug Fixes

- more icons - Arabic Language - Bugfixes   - CASH COUNTER - Count cash precisely with coin and note denominations - Automatically sum amounts and assign them to accounts - Create cash transactions instantly, including notes - Filter by coins or notes with per-currency customization

Expenses in Coach as clickable cards

- Bug Fixes and Improvements • The Coach sometimes counted recurring transaction instances twice when you rescheduled their date. This led to incorrect values for your available budget. • Fixed crash when enabling Face ID / Touch ID • Improved stability of security settings • Fixed: Duplicate transactions from recurring payments during iCloud sync Transactions are now automatically cleaned up on app launch - Rename App - Updated support email - Updated website links

Security • Face ID, Touch ID & PIN protection for your financial data Improvements • Recurring and planned transactions in streamlined list view • AI Assistant now correctly includes all transaction types • Fully translated user interface in all languages • Pencil icon for more intuitive editing Bug Fixes • Recurring transactions: Correct calculation when modified • Enhanced duplicate detection • Optimized amount display • Various stability improvements

- AI double counting fixed: Standing order templates are no longer counted in the AI context (filter in FinancialContext, additional fetch predicate in FinancialAIChatView). - New shortcut: “Available to spend” in the AI area, including clear breakdown (actual/planned, income/ expenses). - Correction of logic: “Available to spend” is based purely on monthly flows (income - expenses) incl. future planned transactions; no influence of total assets. - 50/30/20 analysis: basis changed to actual monthly income (avoids overoptimistic savings). - 3-month savings: Target value = 20% of average income of the last 3 months (consistent comparison). - Planned entries: Starting balance is excluded; “planned” only counts strictly future daily data (today's entries are not counted twice). - Debug & warnings: AI debugs temporarily enabled (breakdowns), now disabled again; “will never be executed” warnings removed (flags centralized); language and CSV debugs decoupled. - Display: Instead of color coding for negative values, explanatory notes are now included in the answers . Translated with DeepL.com (free version)

New Features: - Enhanced bank account view with expandable upcoming transactions section - Detailed recurring transaction preview showing: - Number of executions remaining this month - Amount per execution and total monthly amount - Next execution date and interval (daily/weekly/monthly) - Available spending calculation after planned transactions - Improved financial planning with future balance projections Bug Fixes: - Fixed critical issue where editing recurring transactions could create incorrect account balances - Resolved balance calculation errors when modifying scheduled payments - Improved data consistency for recurring transaction processing - Enhanced transaction processing reliability

What's New: • Enhanced Category Management - Current category icons now display properly when editing categories • Improved Account View - Optimized icon sizing for 8-10 accounts and added scrolling for 11+ accounts• AI Assistant Improvements - Full localization support with language-independent prompts and translated chat interactions • Better Financial Calculations - Fixed available spending calculations to properly account for both recurring payments and manually created future transactions • Bug Fixes - Various interface corrections and performance improvements This update focuses on better financial tracking accuracy and improved user experience across different languages.

Improvements: - Recurring Transactions optimized: Removed unnecessary icons for more space in recurring transaction management - AI Chat enhanced: Adjusted chat input field background for better readability - Category logic corrected: "Initial Balance" category now only available for new bank accounts, no longer for regular transactions - Localization expanded: All standard categories fully translated into German Technical Improvements: - User interface optimized for better clarity - Category system more logically structured - Language support completed

- AI Financial Assistant Added - Get intelligent, personalized advice on budgets, expenses and savings opportunities based on your real transaction data. Completely offline and private. - Enhanced Recurring Transactions - Annual payments (like insurance, subscriptions) are now automatically calculated and displayed as monthly amounts for realistic budget planning.

1. Standard category is now included in the category window for new transactions to easily add standard categories 2. Improved iPad navigation 3. Logo integrated into the app name on the home screen 4. Rating and sharing screen added to settings 5. New currency: Omani Rial "ر.ع."

- Added thousand separators with periods for better readability - Option to delete local data without affecting iCloud data - Improved chart visualization for smaller iPhone screens