Pearl - AI Money Companion
What's Safe To Spend Each Day
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Know what’s safe to spend—daily or on weekends. Pearl understands your bills + goals, forecasts your cash flow, and chats with you like a friend 24/7.
Stop guessing, start spending. Pearl is the AI money companion that actually gets it.
Pearl is your chill, 24/7 money bestie for Gen Z that helps you hit your goals without the gatekeeping. Whether it’s rent, insurance, tuition, or that random subscription you forgot to cancel, Pearl tracks it all so you can spend on what matters with confidence—perfect for college students, interns, and new grads learning adulting money basics.
It’s not just a budget planner—it’s a financial glow-up.
THE MAIN VIBE: “SAFE-TO-SPEND” Pearl gives you one simple number: what you can spend right now while still covering your bills and savings goals. No more "I think I'm fine?" moments or payday jumpscares—just real-time spending limits, paycheck-to-paycheck clarity, and daily money tracking.
WHY PEARL EATS:
Automatic Bill Tracker: We find your recurring bills (subscriptions, utilities, rent) so you don’t have to.
Set-Aside Goals: Travel, emergency funds, student loans, or investing—Pearl plans for it.
Cash Flow Forecast: See your money’s future before next week hits (paycheck forecast + bill due dates).
Smart Nudges: We’ll let you know if your weekend plans are about to ruin your rent money—so you stay on track without budgeting stress.
CHAT LIKE A HUMAN No boring spreadsheets. Just ask Pearl:
“Can I afford these shoes?”
“How much for the weekend?”
“Where is my money even going?” Pearl answers instantly with your real-time data—like a personal finance assistant for your bank account.
SECURITY & PRIVACY We use secure bank connections and encrypted data. Pearl is a privacy-first informational tool for personal finance, budgeting, and cash flow.
Note: Pearl is a planning tool for financial wellness and does not move money or provide investment/tax advice.
Ratings & Reviews
See what's safe to spend each day and week.
The developer, Pearl Tech Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Search History
- Browsing History
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Pearl Tech Inc.
- Size
- 80.7 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- Pearl One - Monthly $9.99
- Pearl One - Yearly $89.99
- Copyright
- © Pearl Tech Inc.