Stop guessing. Start knowing. You use a calendar to plan your time — why not your money?
Bountisphere is the budget app and money calendar that forecasts your cash flow, so you always know the one thing that matters: "Am I okay next week, next month, even next year?"
Most budgeting apps are a scoreboard for the past — telling you that you already spent too much on coffee. But looking backward doesn't calm your anxiety about tomorrow. You don't need another spending tracker. You need a plan.
Bountisphere projects your running bank balance up to 2 years into the future. Spot overdrafts before they happen, time your bills perfectly, and know exactly what's "Safe-to-Spend" today.
Built for everyday people tired of paycheck-to-paycheck stress, Bountisphere brings calm, clarity, and confidence back to your finances.
WHY SWITCH TO A MONEY CALENDAR?
• Plan Your Money, Don't Just Track It: See exactly what your bank balance will be based on your upcoming bills and income. No more doing "paycheck math" in your head.
• The "Calm Check-In": Stop logging into 5 different bank apps. See your complete financial picture in one tap, check your "Safe-to-Spend" number in seconds, and get on with your day.
• End "Bill Timing" Anxiety: You make enough money, but the timing is off. See the visual gaps between your paycheck and your bills so you can adjust before it becomes a problem.
POWERFUL NEW & CORE FEATURES:
• Secure Sync OR Manual Entry (NEW!): Securely link your checking, savings, and credit cards using bank-level encryption. Prefer to do it yourself? Easily add manual accounts to track unlinked loans, mortgages, or cash.
• Debt & Mortgage Simulators (NEW!): Stop guessing how to get out of debt. Use your real numbers to compare the Debt Snowball vs. Debt Avalanche methods, and see how an extra $50 a month can shave years off your mortgage.
• Smart Payment Prompts (NEW!): When you pay a credit card from your linked checking account, we'll automatically offer to update the balance to keep your forecast perfectly in sync.
• Upgraded AI Money Coach: Your private, 24/7 financial coach — grounded in your real transactions and updated with government economic benchmarks (BLS, Fed, IRS) for hyper-accurate, judgment-free advice.
• Shared Profiles for Couples & Families: Plan money together with a partner or household. Each profile stays organized and private to the people you invite.
• Goal Tracking: Set savings and debt-payoff goals backed by behavioral psychology that actually helps you stick with them.
• Money Mastery: Build your financial confidence with daily trivia and bite-sized lessons.
Download Bountisphere today. Plan your money. Ease your mind.
TRY BOUNTISPHERE FREE
Download today and get 7 days of instant access — no credit card required to start. After your trial, continue forecasting your future for just $7/month, $70/year, or $170 for lifetime access.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I use this app regularly in conjunction with a basic checkbook app and it’s great. I have a few accounts connected here and it shows me balances at a glance. I’m able to get some good insights into where my money is going. That makes keeping track of things much easier, and I am all about it.
- Try 7 days free when you connect your first account—no credit card required.
- Track buy-now-pay-later installments (Klarna, Affirm) to project cash flow.
- Coach now creates bi-weekly/quarterly budgets from real questions.
- Removed green background tint on healthy days for clearer budget visibility.
- Fixed keyboard hiding the "Save" button when logging payments or accounts.
Version 2.3.9
The developer, Bountisphere, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Dark Interface
Information
Seller
Bountisphere, Inc.
Size
70.7 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.