New: monthly & yearly recap, what-if scenarios, budget carry-over and automatic backups. Private, offline, no account needed.
Budget, track expenses, save money and pay off debt — privately.
CashOwl is the simple offline money manager that shows exactly where your money goes.
No ads. No account required. Your data stays on your device.
WHY CASHOWL
• Quick setup — start tracking in seconds
• Clean, focused design — no clutter
• Fully offline — your data never leaves your device
• Optional secure cloud sync across devices
• Built for daily expenses, bills, budgeting and saving
KEY FEATURES
• Track income, expenses and subscriptions
• Manage multiple accounts (cash, bank, card)
• Recurring transactions for bills, rent and subscriptions
• Smart budgets to control spending
• Loans and repayment schedules
• Custom categories and notes
• Clear reports: cash flow, income and expenses
• Dark mode and light mode
• Works completely offline — no sign-up needed
APPLE WATCH
• Your balance at a glance, with a month-end forecast
• Coming up: your next bills and income
• Budgets: see what's left to spend
• Add expenses right from your wrist
• Watch face complications: budget left and next payment
• Requires CashOwl on your iPhone
CASHOWL PRO
• Unlimited transactions
• Unlimited budgets and accounts
• Unlimited recurring transactions
• Unlimited loans and repayment plans
• App lock with PIN or Face ID / Touch ID
BUILT FOR REAL LIFE
CashOwl helps you spot spending patterns, cut waste and make smarter financial decisions over time. Whether you're budgeting for the month, tracking subscriptions, or working toward becoming debt-free — CashOwl is your private finance companion.
Join thousands of users who trust CashOwl to manage their money, plan budgets and reach their saving goals.
Download CashOwl and take control of your finances — free.
Terms of Service:
https://cashowl.app/ios/terms.html
End User License Agreement (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
• New: Monthly and yearly recap — your month or year as story slides, ready to share
• New: What-if scenarios — compare plans side by side in the new "What if" tab under Plan
• Budgets: carry leftovers over to the next period, see whether you'll stay within budget, and get optional budget alerts
• Credits: the payout is booked straight into the receiving account, plus a "Paid off by" date in the editor, "Record payment" and clearer wording
• Transactions: delete several at once, and new entries start from your active filters
• Categories: search in the category picker and smoother reordering
• Backups: automatic local backups, and a backup history in the cloud to restore older versions
• Safer restore: a failed restore never touches your data
• Reports: weeks start on your locale's first day of the week, and Money flow shows income subcategories
• CSV: more robust import and export
• Smaller fixes and improvements
If you love CashOwl, please leave a review on the App Store and recommend it to others :)
Version 4.5.0
The developer, Robert Ehrhardt, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Robert Ehrhardt
Size
126.3 MB
Category
Finance
Compatibility
Requires iOS 16.6 or later.
iPhone Requires iOS 16.6 or later.
iPad Requires iPadOS 16.6 or later.
Mac Requires macOS 13.5 or later and a Mac with Apple M1 chip or later.
