MaxWorth is a privacy-first credit card benefits tracker: recurring credits, annual-fee ROI, card-linked offers and cashback portal rates — without connecting a bank account.
TRACK EVERY BENEFIT, NEVER MISS A DOLLAR
Add your credit cards and instantly see all your benefits — statement credits, hotel perks, lounge access, insurance coverage, and more. MaxWorth tracks monthly, quarterly, and annual benefits with smart status tracking so you always know what you've used and what's expiring soon.
PRIVACY BY DESIGN
MaxWorth never asks for your bank login. No Plaid, no account credentials, no transaction data. You tell MaxWorth which cards you hold; everything else comes from our verified card database.
SMART REMINDERS THAT SAVE YOU MONEY
Get timely push notifications before your benefits expire. Never forget an airline fee credit, streaming credit, or dining credit again. Annual fee reminders help you decide whether to keep or cancel each card.
BEST CARD RECOMMENDATIONS
Wondering which card to swipe? MaxWorth instantly shows you the best card for every spending category — dining, groceries, gas, travel, streaming, and more. Nearby merchant detection recommends the optimal card based on your location.
1-TAP ACTIVATE ALL CREDIT CARD OFFERS
Manage your eligible Amex and Chase offers with the MaxWorth Chrome extension: activate every offer in one click, then track, favorite, and organize them in the app.
CASHBACK PORTAL RATES
Compare cashback and miles rates across 17 shopping portals for 14,000+ stores, checked daily, and see which offers stack with your card-linked deals.
6 AI-POWERED ASSISTANTS
- Spending Optimizer: Best card for every purchase
- Trip Optimizer: Maximize travel benefits and bookings
- Benefit Concierge: Personalized benefit recommendations
- Card Advisor: Find your next best credit card
- Retention Negotiator: Tips to negotiate better offers
- Points Guru: Transfer and redemption strategies
POINTS & MILES TRACKER
Track reward balances across all programs — credit card points, airline miles, hotel points, and cash back — all in one place.
U.S., CANADA & AUSTRALIA
Supported credit cards from every major issuer: Amex, Chase, Citi, Capital One, Bank of America, Barclays, Discover, Wells Fargo, U.S. Bank, plus the major Canadian and Australian banks.
MaxWorth is an independent app and is not affiliated with, endorsed by, sponsored by, or otherwise connected to American Express, Chase, Citi, Capital One, Bank of America, or any other card issuer. All trademarks, product names, and brand logos referenced are the property of their respective owners and are used solely for descriptive and compatibility purposes.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://bristle-vise-fa8.notion.site/MaxWorth-Privacy-Policy-1fcd8ff9196980c49a56f72cc0df6bdf
This app is a huge help in determining which card to use where based on the type of transaction. I also really appreciate the automated activation of credit card offers for both Chase and American Express. Being able to track the credits on my credit cards is also very helpful. Would definitely recommend giving it a shot!
Impressive. Truly.
DennisT1313
Didn’t expect to like this app as much as I do, but it’s honestly become one of those things I use all the time. It makes managing multiple credit cards feel simple instead of a chore. Everything’s laid out in a way that actually makes sense—fees, rewards, perks—no digging around or guessing.The best part is not having to think about which card to use anymore. It just points you in the right direction based on what’s going on, including those rotating bonus categories, which is a huge win.It’s smooth, looks great, and feels like it was built by someone who actually gets it. If you’ve got a few cards, this just makes life easier.Try it. You’ll like it. And honestly, you’ll probably end up upgrading.
If you want to know which card is best for any purchase
18F7
I love how I can track everything on the app! It can catch quarterly 5% from freedom, and calculate the best card to use for each purchase always by the latest bonus info. Comparing everything credit cards benefits in one app and can help decide which will be your next card to open.
Loving the app
Roidmonkie
I’ve been using the app since launch. There are frequent updates and an engaged team listening to feedback. As someone that left Max Rewards due to sync issues, bugs, increased sub costs, etc I’m really enjoying the MaxWorth app as a replacement and look forwards as it evolves and adds more and more features.
Bug fix and minor improvements
Version 1.0.136
The developer, MaxWorth LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
MaxWorth LLC
Size
45.4 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPad Requires iPadOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
