MaxWorth is the all-in-one credit card benefits tracker & rewards optimizer. Are you getting the full value from your credit cards? The average premium cardholder leaves over $1,000 in unused benefits on the table every year. MaxWorth helps you earn more money from your credit cards benefits and offers.
TRACK EVERY BENEFIT, NEVER MISS A DOLLAR
Add your credit cards and instantly see all your benefits — statement credits, hotel perks, lounge access, insurance coverage, and more. MaxWorth tracks monthly, quarterly, and annual benefits with smart status tracking so you always know what you've used and what's expiring soon.
SMART REMINDERS THAT SAVE YOU MONEY
Get timely push notifications before your benefits expire. Never forget an airline fee credit, streaming credit, or dining credit again. Annual fee reminders help you decide whether to keep or cancel each card.
BEST CARD RECOMMENDATIONS
Wondering which card to swipe? MaxWorth instantly shows you the best card for every spending category — dining, groceries, gas, travel, streaming, and more. Nearby merchant detection recommends the optimal card based on your location.
1-TAP ACTIVATE ALL CREDIT CARD OFFERS
Easily manage and organize your eligible credit card offers across supported issuers using our chrome extension. Quickly add and organize available offers with streamlined workflows!!! Track, favorite, and manage all your targeted offers in one app.
6 AI-POWERED ASSISTANTS
- Spending Optimizer: Best card for every purchase
- Trip Optimizer: Maximize travel benefits and bookings
- Benefit Concierge: Personalized benefit recommendations
- Card Advisor: Find your next best credit card
- Retention Negotiator: Tips to negotiate better offers
- Points Guru: Transfer and redemption strategies
POINTS & MILES TRACKER
Track reward balances across all programs — credit card points, airline miles, hotel points, and cash back — all in one place.
SUBSCRIPTION MANAGER
Track recurring subscriptions alongside your card benefits. See upcoming renewals, billing cycles, and which card is being charged. Never get surprised by an unexpected charge.
500+ CARDS SUPPORTED
Every major issuer: Chase, Citi, Capital One, Bank of America,Barclays, Discover, Wells Fargo, U.S. Bank, and more
MaxWorth is an independent app and is not affiliated with, endorsed by, sponsored by, or otherwise connected to American Express, Chase, Citi, Capital One, Bank of America, or any other card issuer. All trademarks, product names, and brand logos referenced are the property of their respective owners and are used solely for descriptive and compatibility purposes.
This app is a huge help in determining which card to use where based on the type of transaction. I also really appreciate the automated activation of credit card offers for both Chase and American Express. Being able to track the credits on my credit cards is also very helpful. Would definitely recommend giving it a shot!
Impressive. Truly.
DennisT1313
Didn’t expect to like this app as much as I do, but it’s honestly become one of those things I use all the time. It makes managing multiple credit cards feel simple instead of a chore. Everything’s laid out in a way that actually makes sense—fees, rewards, perks—no digging around or guessing.The best part is not having to think about which card to use anymore. It just points you in the right direction based on what’s going on, including those rotating bonus categories, which is a huge win.It’s smooth, looks great, and feels like it was built by someone who actually gets it. If you’ve got a few cards, this just makes life easier.Try it. You’ll like it. And honestly, you’ll probably end up upgrading.
If you want to know which card is best for any purchase
18F7
I love how I can track everything on the app! It can catch quarterly 5% from freedom, and calculate the best card to use for each purchase always by the latest bonus info. Comparing everything credit cards benefits in one app and can help decide which will be your next card to open.
Extremely smooth and convenient
krasus76
Super clean and well-designed app. It gives me a clear overview of all my credit cards — annual fees, reward multipliers, and key benefits — all in one place. Saves me a lot of time and helps avoid missing renewals. Highly recommended for anyone with multiple cards.
Optimized For You page user experience
Version 1.0.98
The developer, Ruoxin Shen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Ruoxin Shen
Size
43.7 MB
Category
Finance
Compatibility
Requires iOS 14.0 or later.
iPhone Requires iOS 14.0 or later.
iPad Requires iPadOS 14.0 or later.
iPod touch Requires iOS 14.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
