Simple Budget: Expense Manager
Money Tracker & Bill Planner
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Take control of your money in seconds. Track expenses, plan budgets and spot spending trends at a glance.
Simple Budget is a private expense tracker and budget planner that works completely offline — no bank login, no signup, nothing to connect. Add an expense, log your income, and see exactly where your money goes.
If you've tried a budgeting app that wanted your bank password before you'd even set a budget, Simple Budget is the alternative: every number comes from you, stored on your device, not pulled from a linked account.
WHAT'S INSIDE
• Expense & income tracking, with a real-time balance by day, week or month
• A budget planner with overspend alerts, so you know before you go over
• Bills & recurring payments, with start and end dates — mark each one paid or pending
• A two-year calendar view of every expense and bill
• Weekly and monthly reports with a top-5 category pie chart, plus 5 monthly spending insights
• Savings goals and a debt tracker, so paying things off feels like progress, not guesswork
• Custom categories, duplicate-in-one-tap entries, search and export
• Free cloud backup and restore
• Daily and weekly reminders, dark mode, and 9 in-app languages (English, Spanish, French, German, Korean, Japanese, Portuguese, Chinese, Hindi)
WHO IT'S FOR
Students working with a fixed allowance. Freelancers whose income changes every month. Households and couples splitting bills who want one clear picture instead of two separate mental tallies. Anyone who'd rather type in a number than link a bank account to a stranger's server.
FREE TO USE, WITH OPTIONAL PREMIUM
Simple Budget is free to use, supported by ads, with a generous free plan that covers every core feature — expense tracking, budgets, bills, reports, savings goals and the debt tracker included. Premium (monthly subscription or a one-time lifetime purchase) removes ads, unlocks unlimited accounts and budgets, and adds extra spending insights. There's no requirement to upgrade to use the app for real budgeting.
THE PRIVACY PART
Simple Budget doesn't ask for a bank login, and it works fully offline — your expenses and budgets live on your device. The app does show ads and, if you choose to back up or restore your data, that data is linked to your account so it can be restored later; our full privacy details are in the App Privacy section below.
Download Simple Budget and set up your first budget in under a minute.
Please find our Terms of Use, Privacy Policy and Support Centre links below.
Terms of use: https://simplebudget.online/apps/terms/simplebudget/
Privacy Policy: https://simplebudget.online/policysimplebudget/
Help Centre: https://simplebudget.online/apps/support/simplebudget/
- This app’s overall rating was recently reset.
1. Smooth Into November — Fixed a calendar freeze when moving from October to November in some time zones.
2. Straight to the Point — Shorter, clearer text across menus and settings.
The developer, Waheed Nazir, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Waheed Nazir
- Size
- 73.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Monthly Subscription $4.99
- Lifetime $69.99
- Copyright
- © 2026 Waheed Nazir

