We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

ZoltMoney (formerly PandaMoney) is the modern way to send money home. Move money to India, Vietnam, and the Philippines at the best rate in the market with low fees. Send from the United States, United Kingdom & Europe. Whether you support family, pay bills, or manage income across borders, ZoltMoney puts more in your recipient's pocket on every dollar, pound or euro. WHY PEOPLE SWITCH TO ZOLTMONEY • Rates that beat the banks Most apps bury a markup inside the exchange rate. ZoltMoney shows the real rate and the real fee upfront, so the amount you see is the amount that lands. • Pricing built for each corridor Vietnam: The real Google exchange rate with zero transfer fees. What you send is what they receive in VND. India: An exchange rate better than the Google rate*, with a flat fee and no percentage cuts. Philippines: Competitive exchange rates with zero transfer fees on every PHP transfer. • Fast transfers Send money in minutes, not days. Our payment network moves funds quickly to bank accounts in India, Vietnam, and the Philippines, so transfers reach home on time. • WHERE YOU CAN SEND From: United States, United Kingdom, Europe to India (INR), Vietnam (VND), Philippines (PHP). • KEY FEATURES Bank-grade security backed by advanced encryption Live tracking from the moment you send to the moment it arrives. Flexible payment by bank transfer and connected Banking. Clear pricing on every transfer, with no surprises at checkout. •. WHO ZOLTMONEY IS FOR NRIs and expats sending money to family in India, Vietnam, or the Philippines. Students abroad receiving funds or covering tuition. Overseas workers in the US, UK and Europe supporting loved ones back home. BETTER THAN BANKS AND OLD-SCHOOL TRANSFER APPS. Skip the costly banks and slow wire transfers. Get better exchange rates, faster delivery, and a simple app built for people who send money across borders every month. • SAFE AND COMPLIANT ZoltMoney is a financial technology platform partnered with regulated and compliant entities in the region of operation. Your identity and your funds stay protected under strict KYC and compliance standards, so every international transfer stays safe and reliable. DOWNLOAD ZOLTMONEY TODAY Join thousands of people sending money home the smarter way. Better rates, low fees, and transfers you can track every step of the way.

ZoltMoney (formerly PandaMoney) is the modern way to send money home. Move money to India, Vietnam, and the Philippines at the best rate in the market with low fees. Send from the United States, United Kingdom & Europe. Whether you support family, pay bills, or manage income across borders, ZoltMoney puts more in your recipient's pocket on every dollar, pound or euro. WHY PEOPLE SWITCH TO ZOLTMONEY • Rates that beat the banks Most apps bury a markup inside the exchange rate. ZoltMoney shows the real rate and the real fee upfront, so the amount you see is the amount that lands. • Pricing built for each corridor Vietnam: The real Google exchange rate with zero transfer fees. What you send is what they receive in VND. India: An exchange rate better than the Google rate*, with a flat fee and no percentage cuts. Philippines: Competitive exchange rates with zero transfer fees on every PHP transfer. • Fast transfers Send money in minutes, not days. Our payment network moves funds quickly to bank accounts in India, Vietnam, and the Philippines, so transfers reach home on time. • WHERE YOU CAN SEND From: United States, United Kingdom, Europe to India (INR), Vietnam (VND), Philippines (PHP). • KEY FEATURES Bank-grade security backed by advanced encryption Live tracking from the moment you send to the moment it arrives. Flexible payment by bank transfer and connected Banking. Clear pricing on every transfer, with no surprises at checkout. •. WHO ZOLTMONEY IS FOR NRIs and expats sending money to family in India, Vietnam, or the Philippines. Students abroad receiving funds or covering tuition. Overseas workers in the US, UK and Europe supporting loved ones back home. BETTER THAN BANKS AND OLD-SCHOOL TRANSFER APPS. Skip the costly banks and slow wire transfers. Get better exchange rates, faster delivery, and a simple app built for people who send money across borders every month. • SAFE AND COMPLIANT ZoltMoney is a financial technology platform partnered with regulated and compliant entities in the region of operation. Your identity and your funds stay protected under strict KYC and compliance standards, so every international transfer stays safe and reliable. DOWNLOAD ZOLTMONEY TODAY Join thousands of people sending money home the smarter way. Better rates, low fees, and transfers you can track every step of the way.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

We're now ZoltMoney. Same account, same login, nothing for you to do. An FX rate that always works in your favor. Compare us against other providers and we come out on top, almost always. Zolt Assurance is here. If your transfer arrives late, we refund your fee. Every time. Now supporting NRE accounts for your transfers to India. Sending to Vietnam and the Philippines too, alongside India, from the US, UK, and Europe. Refer a friend and earn $10 each time they cross $1,000 in transfers. No cap.

Bug fixes and improvements for a smoother experience.

A smoother start to your PandaMoney journey:   • Identity Verification now opens reliably.   • Behind-the-scenes polish to keep the app feeling fast and steady.   Thanks for sending money the panda way.

We’ve made things better behind the scenes to improve your experience. • Performance improvements and bug fixes. • Enhanced reliability for a better transfer experience. --- Send money faster, smoother, happier.

Biometric Login Returning users can now unlock with Face ID, fingerprint, or passcode — send money the moment you open the app. Profile Photo Upload Larger profile photos now upload reliably — put your face on your money. Enable Biometric (Onboarding) Biometric setup auto-advances on supported devices — one tap closer to sending. --- Send money faster, smoother, happier.

Minor bug fixes.

Minor bug fixes.

Minor bug fixes.

Minor bug fixes.

Minor bug fixes.

Minor bug fixes.

Enhanced app stability for a smoother experience.