Pennie AI: Budget+Track Money
Manage Expenses & Save Money
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
It all starts with a Pennie.
Smarter money. Less effort. Meet Pennie AI — your intelligent financial sidekick.
Pennie AI is the smart, secure money app built with one goal: to help you track, verify, and protect your spending — automatically. Powered by advanced AI, Pennie learns your spending habits to help you stay in control — without spreadsheets, manual input, or mental math.
No gimmicks. Just AI working for you — not the banks.
Key Features:
• Safe & Secure
Bank-level encryption and read-only access. Your data is yours, and never sold.
• AI-Powered Chat and Insights
Ask Pennie anything — from your top spending category to how this month compares to last. Thousands of transactions, instantly analyzed.
• All-in-One Dashboard
Securely link over 10,000 institutions including Chase, Citi, Amex, Wells Fargo, Venmo, Apple Card, and more — and view everything in one place.
• Smart Budgets & Predictions
Budgets that adapt to your habits. Pennie learns your patterns and offers AI-powered suggestions to stay on track.
• Savings Goals with Intent
Tag transactions or accounts toward your goals and budgts, and let AI help you pace and reach them.
• Cash Flow Intelligence
Visualize your net income, recurring expenses, and monthly trends — powered by AI pattern detection.
• Subscription & Fee Tracking
Pennie automatically detects recurring charges and fee increases — even the ones you might miss.
Terms Of Use: https://pennieai.com/terms-of-service
Ratings & Reviews
UI bug fixes
The developer, TIPGUARD LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TIPGUARD LLC
- Size
- 73.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Pennie AI Pro Monthly $8.99
- Subscribe Monthly $4.99
- Subscribe Yearly $49.99
- Subscribe Yearly $74.99
- Copyright
- © 2024 TIPGUARD LLC