Credify: AI Card Perk Tracker

Unlock your card's value

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Amex Platinum just added $1,020/yr in new benefits. Still not tracking yours? Credify covers 14 cards, AI-powered, no bank login required. Stop leaving money behind. You're paying $500+ in annual fees. Are you getting your money's worth? 42% of premium cardholders leave $400–$800 on the table every year. That's $2.4 billion in unused perks annually — money that goes straight back to the banks. Credify changes that. Our privacy-first app (no bank login required!) is your intelligent command center for maximizing credit card benefits across 14 major cards and 100+ perks. WHAT MAKES CREDIFY DIFFERENT AI-POWERED OPTIMIZATION Our OpenAI-powered assistant delivers personalized strategies for your specific cards. Ask anything — "How do I maximize my Amex credits?" or "What's the best way to stack my CSR benefits this month?" EXCLUSIVE CREDIFY HACKS Insider strategies the banks don't advertise: • Stack Uber Cash + Uber One on Amex Platinum for waived delivery fees and 5% off Eats • Use airport lounge day passes ($59–$79) to maximize your airline fee credit — confirmed for 2026 • Book through Chase Travel to stack The Edit + Select Hotel credit on one stay (~$500 back) • Equinox+ annual plan costs exactly $300 — covers the full Platinum credit without a gym near you • Use your Hilton Annual Night at Waldorf Astoria or Conrad — no points cap means $1,000+ rooms NEVER MISS ANOTHER PERK • Smart alerts before benefits expire (not after!) • Visual dashboard shows all your perks at a glance • Monthly, quarterly, and annual benefits tracked automatically • Real-time ROI tracking shows exactly when you break even on annual fees FRICTIONLESS REDEMPTION • Swipe to redeem — deep-links directly to Uber, DoorDash, and more • One-tap access to all your benefit portals • Track redemptions instantly without checking statements PRIVACY FIRST Unlike competitors, we NEVER ask for bank logins or credit card numbers. Your financial data stays yours. CURRENTLY TRACKING Amex Platinum · Gold · Green · Blue Cash Preferred Chase Sapphire Reserve · Sapphire Preferred Capital One Venture X · U.S. Bank Altitude Reserve Hilton Honors Aspire · Delta SkyMiles Reserve Marriott Bonvoy Brilliant Bank of America Premium Rewards · Premium Rewards Elite Turn your annual fees from an expense into an investment. Download Credify and stop donating money to the banks.

Ratings & Reviews

  • 5.0
    out of 5
    13 Ratings

What's New in Version 1.2.0 2026 Benefits Refresh Amex Platinum added $1,020/yr in new credits — Resy Dining ($400), Uber One ($120), Lululemon ($300), and Oura Ring ($200). All tracked automatically. Chase Sapphire Reserve now includes the $300 travel credit and a new $250 Select Hotel credit for 2026. CLEAR Plus updated to $209 across all cards. Insights See exactly what you've earned — and what you're still leaving behind. Interactive charts, monthly redemption breakdowns, and performance badges show your real ROI at a glance. Achievements 10 tiers from First Steps to Legendary Master. ROI milestones, quick wins, and a personal stats dashboard now live in your profile. Smarter Notifications Reminders before credits expire, not after. Guided setup in onboarding — or re-enable anytime from settings. Swipe to Redeem Half-swipe to log. Full-swipe to instantly redeem with haptic feedback — now feels native, just like iOS Messages. Saks Fifth Avenue credit disappears June 30. You have $50. Don't donate it back to Amex. Fixes: filter scrolling, animation crashes, login errors, and accessibility improvements.

Version 1.2.0

The developer, RD Technologies LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • RD Technologies LLC
    Size
    • 31.8 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.4 or later.
    • iPhone
      Requires iOS 15.4 or later.
    • iPod touch
      Requires iOS 15.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © RD TECHNOLOGIES LLC
  • Developer Website
  • Privacy Policy

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