Klear: AI Financial Coach

Chat with your money

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Most money apps show you what you spent. Klear helps you understand what to do next. Meet Penny — your AI money coach who actually understands your life. She helps you pay off debt, build savings, and make smarter decisions with your money — all based on your real spending. Ask anything. “How do I pay this off faster?” “Can I afford that trip?” “What should I do next?” Penny gives you clear, personalized answers — not generic advice or confusing charts. With Klear, you don’t just track your money. You understand it. Klear is built to give you clarity and confidence in your financial decisions: Personalized coaching Penny learns your habits and gives you practical next steps that fit your life. Simple, powerful budgeting See where your money is going without getting lost in spreadsheets or complicated categories. Debt payoff planning Create a clear path to becoming debt-free and track your progress along the way. Goal tracking Stay motivated with visual progress toward the things that matter most to you. Private and secure Your data is protected with bank-level encryption and always belongs to you. Klear makes managing money feel simple, clear, and human again. No spreadsheets. No financial jargon. Just clarity, confidence, and control over your money. Download Klear and start making smarter decisions today. Terms of Use: https://useklear.com/terms Privacy Policy: https://useklear.com/terms#privacy

  • 4.5
    out of 5
    8 Ratings

Design updates and bug fixes — including a refreshed dark mode, a redesigned budget category view, and clearer charts throughout.

The developer, Zachary Branson, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Zachary Branson
Size
  • 54 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2025 BudgetGPT LLC