Ethica
Non Interest Digital Bank
Free · Designed for iPad. Not verified for macOS.
Ethica — Ethical Banking. Made Simple.
Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience.
From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform.
No interest.
No hidden charges.
No compromises.
Just transparent, principled banking you can trust.
With Ethica, you enjoy:
Secure digital transactions
Smart savings solutions
Business and personal financing
24/7 access—anytime, anywhere
Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically.
Ethica. Banking with values. Built for you.
more Swift transactions, indefinite happiness.
Swift transactions, indefinite happiness.
• Enhanced app security
• Improved identity verification
• Optimised onboarding process
1.0.26 Aug 5
• Improved user interface and navigation.
• Strengthened security controls.
• Optimised app performance for faster loading and responsiveness.
• Refined transaction flows to make banking quicker and easier.
• Enhanced accessibility and usability across key features.
1.0.25 Jul 18
• Improved user interface and navigation.
• Strengthened security controls.
• Optimised app performance for faster loading and responsiveness.
• Refined transaction flows to make banking quicker and easier.
• Enhanced accessibility and usability across key features.
1.0.22 Jul 16
* Improved in-app messaging experience.
* Enhanced transaction history display.
* Investment feature now live.
1.0.21 Jun 29
* Improved in-app messaging experience.
* Enhanced transaction history display.
* Investment feature now live.
1.0.20 Jun 24
Enhanced login support for immediate assistance.
More seamless sign-up process with interactive liveliness check
1.0.18 Jun 1
Faster purchase of airtime and data.
1.0.17 May 20
Added new offers to the Offers page.
Performance improvements and bug fixes.
1.0.16 May 13
Discounts on the Bank’s VAS services are now presented more vividly to customers, while also providing a more intuitive and seamless KYC upgrade experience
1.0.14 May 8
Repeat Recent Transactions: Quickly resend past transfers without re-entering details
1.0.13 Apr 22
Add beneficiaries for seamless and quicker bank transfers
1.0.12 Apr 20
Enhanced App Security
Faster Transactions
Simplified Change Device
Seamless Onboarding
1.0.11 Apr 6
Simplified onboarding for faster sign-up experience.
Enhanced layout and improved aesthetics
1.0.10 Mar 26
Ethica — Ethical Banking. Made Simple.
Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience.
From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform.
No interest.
No hidden charges.
No compromises.
Just transparent, principled banking you can trust.
With Ethica, you enjoy:
Secure digital transactions
Smart savings solutions
Business and personal financing
24/7 access—anytime, anywhere
Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically.
Ethica. Banking with values. Built for you.
1.0.9 Mar 25
Ethica — Ethical Banking. Made Simple.
Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience.
From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform.
No interest.
No hidden charges.
No compromises.
Just transparent, principled banking you can trust.
With Ethica, you enjoy:
Secure digital transactions
Smart savings solutions
Business and personal financing
24/7 access—anytime, anywhere
Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically.
Ethica. Banking with values. Built for you.
1.0.8 Mar 23
Ethica — Ethical Banking. Made Simple.
Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience.
From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform.
No interest.
No hidden charges.
No compromises.
Just transparent, principled banking you can trust.
With Ethica, you enjoy:
Secure digital transactions
Smart savings solutions
Business and personal financing
24/7 access—anytime, anywhere
Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically.
Ethica. Banking with values. Built for you.
1.0.6 Mar 16
Ethica — Ethical Banking. Made Simple.
Ethica is a non-interest digital banking app designed for people who want to manage their money with confidence, clarity, and conscience.
From everyday payments to long-term savings, business growth, and ethical financing, Ethica gives you everything you need in one secure, easy-to-use platform.
No interest.
No hidden charges.
No compromises.
Just transparent, principled banking you can trust.
With Ethica, you enjoy:
Secure digital transactions
Smart savings solutions
Business and personal financing
24/7 access—anytime, anywhere
Whether you’re planning for tomorrow or managing today, Ethica helps you stay in control of your finances ethically.
Ethica. Banking with values. Built for you.
1.0.5 Mar 14
Ethica 1.0 Is Here!
Welcome to the official launch of Ethica — your ethical, fast, and easy way to manage money.
What’s Inside:
Simple, modern design
Personalised 7-digit account number.
Quick login with Face ID & fingerprint
Faster, smoother performance
Easy and seamless transactions
Top-tier security & privacy
Transparent. Secure. Built for you.
Start banking the ethical way with Ethica.
1.0.4 Mar 12
Ethica 1.0 Is Here!
Welcome to the official launch of Ethica — your ethical, fast, and easy way to manage money.
What’s Inside:
Simple, modern design
Personalised 7-digit account number.
Quick login with Face ID & fingerprint
Faster, smoother performance
Easy and seamless transactions
Top-tier security & privacy
Transparent. Secure. Built for you.
Start banking the ethical way with Ethica.
1.0.3 Feb 25
Performance improvements and bug fixes
Enhanced app stability and smoother user experience
Minor UI improvements
1.0.2 Feb 19
• Enhanced app security
• Improved identity verification
• Optimised onboarding process
more Version 1.0.26 Aug 5
Data Linked to You The following data may be collected and linked to your identity:
Location Contact Info Contacts Usage Data Diagnostics Data Not Linked to You The following data may be collected but it is not linked to your identity: