iBudgetAll: Budget Planner
Envelope Budget & Bill Tracker
Free · In‑App Purchases · Designed for iPad
Give every dollar a job. Split your money into cash envelopes, watch your spending, and stay on top of every paycheck. Private and manual by design, calm by nature.
iBudgetAll is an envelope budgeting app that helps you put your money to work, envelope by envelope. Divide your income across cash envelopes, plan each month with intention, and always know exactly what is safe to spend. It is a private personal finance manager and budget planner built on the classic cash stuffing method, made for your phone.
Envelope budgeting, also known as cash stuffing or the cash envelope system, is refreshingly simple: your income is split into budget categories before you spend a cent. iBudgetAll brings this idea to a modern budgeting app with both virtual and physical envelopes, so whether your money sits in a checking account, in cash envelopes at home, or a bit of both, every envelope has a clear purpose.
TWO WAYS TO BUDGET
Pick the approach that matches how you think about money:
- Global budget: manage one overall budget across everything at once.
- Per account budget: keep a separate budget for each account, so nothing gets mixed up.
Either way, you can build a zero based budget where every dollar is assigned and nothing is left untracked.
BUDGET TOGETHER
Manage the same budget as a couple or a household, on both your phones. You each see the same envelopes, the same balances, and the same monthly budget, kept up to date across two devices. There is no separate partner login and no joint multi-user account: it is simply one shared budget that you both can see.
SAVINGS GOALS AND CHALLENGES
Watch your savings actually grow. Set a target on any envelope to build savings goals and sinking funds for the car, a vacation, the holidays, or a rainy day. Then choose from a catalog of savings challenges to give your goals momentum, or create a fully custom challenge of your own. The 52 week savings challenge is only one example among many.
EVERYTHING IN ONE PLACE
- Envelope budgeting with virtual and physical cash envelopes
- Zero based budgeting so nothing is left unassigned
- Global budget or per account budget
- Savings goals and sinking funds with targets
- A catalog of savings challenges plus custom challenges
- Weekly and monthly budget summaries with clear statistics
- Expense tracker and spending tracker for everyday habits
- Bill tracker, reminders, and organizer for your monthly bills
- Subscription manager for recurring payments
- Debt payoff tracking to watch balances shrink
- Household budget and budget for couples across two phones
- Home screen widget to check your budget at a glance
- Multi-currency and multilingual, wherever you live
- Works entirely from your own manual entry
PRIVATE AND MANUAL BY DESIGN
iBudgetAll runs on your own manual entry from start to finish, with no bank connection and nothing pulled in automatically. You decide what goes in, when, and where it belongs, so you stay in control and genuinely aware of every paycheck and every purchase. It is a calm, private way to take charge, and a great fit if you are living paycheck to paycheck. Your budget is not limited to one place either, so you can track several accounts and multiple currencies side by side in a single app.
TRY IT, THEN SUBSCRIBE
Begin with a 32 day free trial and test everything the app has to offer. After the trial, a subscription is needed to continue using iBudgetAll. Your data always stays visible and is never deleted, so your budgeting history is always there when you return.
Take back control of your money, one envelope at a time. Download iBudgetAll and give your money a plan.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Bank review: merchant-first grouping + smart memory + direct link to a variable recurrence or debt repayment
• Enriched Summary: variable expenses and one-off income included + drill-down by envelope category
• Household: new "Couple" preset + calculates each person's share of the joint account based on incomes
• Fixes: Switzerland CHF → open banking waitlist, password reset, frequency genders (FR/RO), account icons
The developer, ARJB Studio, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ARJB Studio
- Size
- 76.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 34 more
- English, Arabic, Bulgarian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French, German, Greek, Hungarian, Indonesian, Italian, Japanese, Korean, Latvian, Lithuanian, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Simplified Chinese, Slovak, Slovenian, Spanish, Swedish, Tagalog, Tamil, Thai, Traditional Chinese, Turkish, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- iBudgetAll Premium – Annual $84.99
- iBudgetAll Premium – Monthly $9.99
- Life $129.99
- Copyright
- © 2025 ARJB Studio