Tim: Time is Money
Tracking Finances at a glance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Your money is scattered across bank apps, credit cards, and login screens. Tim puts three numbers on your home screen: what you have, what you owe, and what's left to spend this month.
ONE APP. THREE NUMBERS. THAT’S IT.
- Cash — total across your accounts
- Debt — total across cards and loans
- Budget — what's left this month, and how many days to go
Set your own budget or let Tim estimate based on your last 30 days. Either way, one glance tells you where you stand.
FEEL YOUR SPENDING
Digital payments are invisible. You tap, it's gone, you forget. Tim sends alerts when you spend — so purchases feel real , like handing over cash.
NOT JUST ANOTHER BUDGETING APP
No spreadsheets. No pie charts. No "you spent 34% more on dining out." Just the numbers that matter, visible on your home screen without opening anything.
SECURE CONNECTION
Connect through Plaid — the same service behind Venmo, Robinhood, and other major banking apps. Bank-level encryption, read-only access. Tim sees your balances but can never move money.
PRICING: $2.99/MONTH
- 7-day free trial with full access
- Unlimited bank connections
- Real-time spending alerts
- Automatic widget updates
Payment charged after trial. Auto-renews unless cancelled 24 hours before period ends. Manage in Account Settings.
Privacy: https://afdelacruz.github.io/Tim/docs/privacy-policy.html
Terms: https://afdelacruz.github.io/Tim/docs/terms-of-service.html
UI Updates for budgeting, onboarding and swipe to refresh!
The developer, De la Cruz Consulting LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- De la Cruz Consulting LLC
- Size
- 94.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.2 or later.
- iPhone
Requires iOS 18.2 or later. - Mac
Requires macOS 15.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.2 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Tim Premium $2.99
- Tim Premium Annual $29.99
- Copyright
- © 2025 Tim: Time is Money