Actual Budget Spendıng Tracker

Finance Planner Savings Goals

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad. Safe to Spend See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend. Expense and Income Tracking Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals. Savings Goals Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically. Bills, Alerts, and Notifications Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries. Cash Flow, Debt, and Net Worth Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time. Widgets and Tips Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits. Currencies and Devices Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices. Languages and Privacy The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable. Purchase Required Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features. Terms of Use: https://budgetppdevorbitlabs.netlify.app/terms Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy

  • 4.7
    out of 5
    53 Ratings

What's New on Actual Budget: Your Chosen Currency Now Applies Everywhere This update fixes an issue where the currency you selected during setup was not always used throughout the app, along with a visual polish to your first-week cards. Currency Fix: The currency you choose during setup now applies consistently across the entire app -- your Safe to Spend amount, income, and savings goals all display in your selected currency Previously, some users saw their device's regional currency instead of the one they picked Visual Polish: Refined card styling in Light Mode for a cleaner, more consistent look during your first week Thank you for using Actual Budget! Your feedback drives every improvement we make.

The developer, Halim Ozturk, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • Dark Interface

      • Differentiate Without Color Alone

    Seller
    • Halim Ozturk
    Size
    • 33 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    English and 15 more
    • English, Danish, Dutch, French, German, Italian, Japanese, Korean, Norwegian Bokmål, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Swedish, Traditional Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    • Yearly $34.99
    • Life Time Offer $49.99
    • Life Time Plan $69.99
    • Yearly Premium $24.99
    • Weekly Premium $3.99
    • Monthly $7.99
    • Weekly $7.99
    • Lifetime Unlock $199.99
    Copyright
    • © 2025 Halim Ozturk