onbalance: cash flow tracker
Private finance for business
Free · Designed for iPad. Not verified for macOS.
Privacy-first cash flow planning for freelancers and small businesses. Track money fast, forecast future balances, and stay in control even offline.
Finance tracking that doesn’t track you.
onbalance is a free finance tracker and cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.
— Privacy by Design
We took this seriously — applied best practices from password managers and crypto wallets.
End-to-end encryption. No tracking. No external integrations or data sharing.
Absolutely no one (including our team) can access your information without your key.
Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.
— Offline-First & Mobile-Native
Always accessible, always reliable — your data is available wherever you are, even without an internet connection.
Built for on-the-go mobile use, ensuring seamless speed and usability.
— Flexible Financial Management
Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly.
Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.
— Insightful Cash Flow Planning
Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.
Built especially for small business owners and solopreneurs like:
— Freelancers & content creators
— Real estate agents & event planners
— Artisans & marketplace sellers
— Repair & construction teams
Join our Discord community to participate in development, bring your ideas of an ideal finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.com/invite/fbwf5MYJap
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor improvements and bug fixes.
The developer, SmartHead LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- SmartHead LLC
- Size
- 30.7 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Russian
- Age Rating
4+
- 4+
- Copyright
- © 2026 SmartHead LLC