Bloom: Money Tracker
Private, Offline-First Finance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Bloom is a private, offline-first money tracker. No account required. No server. Everything stays on your iPhone.
KNOW WHERE YOU STAND
One honest number: your account balances minus what you've spent on credit cards this cycle. Add your bank account, cash wallet, Touch 'n Go, EPF, ASB, or Tabung Haji and get a real picture of your financial position.
TRACK EVERY RINGGIT
- Log transactions manually in seconds
- Scan receipts with your camera, OCR reads the merchant and amount for you
- Connect Apple Pay via a Shortcuts automation for automatic logging
- Import your bank statement as a CSV, Bloom maps the columns and skips duplicates
PLAN AHEAD
- Monthly budgets per category with a live progress bar
- Savings goals with optional auto-contribution schedules
- Loans, installments, and recurring bills tracked in one place
- 30/60/90-day cashflow forecast warns you before your balance dips
SEE THE BIG PICTURE
- Net worth: assets minus liabilities with a monthly trend chart
- Spending insights: burn rate vs your 3-month average, category spikes, card utilisation alerts
- Recurring payment audit, find subscriptions you forgot about
- Daily heat strip, weekday vs weekend split, projected month-end spend
BUILT FOR MALAYSIA
- Ringgit (RM) formatting throughout
- EPF, ASB, and Tabung Haji as built-in account types
- LHDN tax relief codes mapped to categories
- Tax Pack export: receipts and a category-sorted CSV ready for e-filing
- Bahasa Malaysia interface option
PRIVATE BY DESIGN
- All data lives on your iPhone and syncs to your own private iCloud, never ours
- Scanned receipts stored with file-level encryption
- Face ID / Touch ID lock with a configurable grace period
- Content hidden from the iOS app switcher
HOME SCREEN WIDGETS
Four glanceable widgets: spent this month, budget left, next bill due, and savings progress. Available on the Home Screen, Lock Screen, and in the Dynamic Island.
Bloom is free forever for manual tracking. Bloom Pro unlocks the receipt scanner, Apple Pay auto-log, CSV import, unlimited accounts and cards, Home Screen widgets, the full Insights suite, iCloud sync across your devices, and the LHDN Tax Pack export. Monthly, yearly with a 7-day free trial, or a one-time lifetime purchase. Your data stays on your device either way.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
10 fresh themes — Pick from Lotus, Bonsai, Succulent, and 7 premium looks including Cherry Blossom, Fern, Ocean, and Night.
Smarter Insights — A fresh "month at a glance" summary, GitHub-style spending heat calendar, top merchants leaderboard, and biggest category movers from last month.
Merchant history — Tap any merchant to see your lifetime spend, visit count, and 12-month trend.
Budget alerts — Get a nudge the moment you hit 50%, 80%, or 100% of a budget cap.
Weekly digest — A Sunday evening recap of your week in money.
Attach receipts — Snap a receipt and link it to an existing transaction.
Plus faster loading, better empty states, and a whole lot of polish.
The developer, Ahmad Suhail Qamil Pahmin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ahmad Suhail Qamil Pahmin
- Size
- 66.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Bloom Pro Annual $14.99
- Bloom Pro Monthly $1.99
- Bloom+ Lifetime $39.99
- Copyright
- © 2026 Suhail Pahmin
