Supported Features
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Differentiate Without Color Alone
SurgePay
Fast, Simple and Secure
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
SurgePay — fast, secure money for everyday life
SurgePay lets you open multi-currency wallets, move money with confidence, and manage virtual cards—all in one simple app.
- Quick, secure sign‑in
- Email/password with smart validation
- Optional biometric login (Face ID/Touch ID)
- Transaction PIN for approvals
- Two‑factor authentication and easy password/PIN changes
- Multi‑currency wallets (USD & NGN)
- Create wallets in a tap and view real-time balances
- See full account details (account/routing numbers)
- Clean, modern card views tailored to each currency
- Convert money with live rates
- Intuitive “From/To” cards with swap
- Transparent rate and fee preview
- Instant recipient‑gets calculation
- Send and receive
- Send to bank accounts or Surge wallets
- Clear review + confirmation flow with PIN
- Save beneficiaries and reuse them quickly
- Request money from other users
- Virtual cards
- Create virtual cards after quick KYC
- Pick country and card style
- Fund or withdraw, see fees and equivalents
- View and copy card details securely
- KYC made simple
- Guided verification with selfie (liveness) camera
- Live status for Personal Details, ID, and Liveness checks
- Transactions you can trust
- Clean history with filters for incoming or outgoing
- Built‑in support and profile
- In‑app live chat for instant help
- Profile editing, notifications, and preferences in one place
SurgePay brings clarity, control, and confidence to your money—so you can send, convert, and pay without friction.
- Bugs Fixes and Performance Improvement
The developer, SURGEPAY INC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- SURGEPAY TECHNOLOGY LTD
- Size
- 93.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 SurgePay Technologies Ltd