Norma – Your Money Runway
How long does your money last
Only for iPhone
Free · In‑App Purchases
Know how many days your money lasts — without a budget.
Your bank shows a balance. Norma turns it into runway: how many days of freedom you have, and whether that number is growing. No budgets, no categories, no dashboards to maintain. One glance tells you if you're okay.
HOW IT WORKS
Tell Norma your balance and your bills.
See your runway — your money, measured in days of freedom.
Update your balance when it changes, and watch the runway move.
That's it. Norma does the math; you just check in.
BUILT FOR PEOPLE WHO WANT OUT
Freelancers between contracts. Nomads living off savings. Anyone on a sabbatical, building toward "enough," or quietly planning their escape. If your money question is "how long can I keep doing this?" instead of "am I on budget?", Norma is for you.
WHAT YOU GET
Runway — your balance as days of freedom, kept honest as life moves.
Bills & paydays — add what's coming; Norma reads it as your burn and your refill.
Forecast — see what's left after bills, and a safe-to-spend number.
Test a purchase — feel a spend before you make it: "this trip costs you 9 days."
Calendar — your low point before payday, and the days money lands.
Flexible income — weekly, every two weeks, monthly, or irregular. It fits how you're actually paid.
Private by design — your money stays yours.
NOT A BUDGET
Norma isn't Mint, YNAB, or a spreadsheet. It won't make you categorize a coffee or maintain a system. It answers one question — how long does your money last — and gets out of your way.
Free to start. Norma Pro is $3.99/month.
more Drag the new runway dial and watch your balance drain by
the day. Burn math now counts only money that actually
left — no more inflated numbers from income you haven't
been paid yet. Norma asks you to confirm each payday.
Share a receipt to capture it. Everything syncs to your
account and restores on any device.
3.1.0 Aug 3
Norma 3.0 is a big one.
Norma is now built around one number: your runway — how many days your money lasts. Tell it your balance and your bills, and see your money measured in days of freedom.
New in 3.0:
Runway home — your balance becomes days of freedom, kept honest every time you check in.
Flexible income & paydays — weekly, every two weeks, monthly, or irregular. Your paydays land on the calendar, and Norma gives you a gentle nudge to update your balance when you get paid.
Test a purchase — feel a spend before you make it: "this trip costs you 9 days."
Forecast & calendar — what's left after bills, a safe-to-spend number, and your low point before payday.
Calmer and faster — just chat to add bills and reminders, and a home that tells you if you're okay at a glance.
No budgets. No categories. Just how long your money lasts.
3.0.0 Jul 29
this update makes reminders more trustworthy — norma tells you right away if one can't be scheduled — lets you dismiss insights for good, and keeps your income and currency consistent across the app. plus a handful of fixes.
- dismiss insights you don't want — they won't come back
- reminders are more reliable: norma now tells you if one can't be set instead of failing silently
- your income and currency stay in sync everywhere across the app
- small fixes and polish
2.8.0 Jul 13
this one's about trust and tidiness.
- mark a bill as paid and it stays paid — even after you close and reopen the app. no more bills quietly
slipping back to unpaid.
- a cleaner forecast: we removed the lines between bills so your month reads at a glance.
- behind-the-scenes polish to keep things smooth.
thanks for being here.
2.7.0 Jun 25
never miss a bill again — plus a few things that just feel better.
- bill reminders, on by default. every bill now gives you a heads-up the day before and the day it's due. don't want one
nudging you? turn it off for that bill in a tap.
- tap any bill to edit it. open a bill straight from your forecast to change the amount, due date, or anything else —
and flip its reminders on or off right there.
- move intentions forward. not ready to act on something you're thinking about? push an intention to next month and keep
it on your radar without it weighing on today.
- a freedom fund number that feels alive. updating your freedom fund got a little more delightful — numbers pop in as
you type, with the right commas and a soft tap along the way.
- fixed: bills no longer show as paid when they roll into a new month. each month starts clean.
2.6.0 Jun 14
- Rename your notes — just tap the title at the top of any note to edit it.
- Voice dictation now lets you know if it can't start, instead of quietly doing nothing.
- Security and reliability improvements under the hood.
2.5.4 Jun 10
what norma knows is now a living note.
your facts about you — currency, income, payday, runway floor — live as a single editable document you can rewrite anytime. mini chat can
update it too. dashed capsules show what's still missing.
sign-in feels less haunted.
tapping "sign in with apple/google" no longer quietly creates a brand-new account when you meant to log in to an existing one. fewer ghost
profiles, clearer routing.
fill in what apple forgot.
apple sometimes skips sharing your name. settings now lets you fix that yourself — no need to delete and re-sign-up.
mini chat can breathe.
drag the sheet up when she needs more room to think out loud. responses can be a bit longer now too.
delete account actually deletes.
clearing your account now wipes the local notes, tokens, and cached state — not just the cloud copy.
small polish.
tap-to-skip on the voice practice screen. cleaner freedom fund hero copy. fewer silently swallowed errors — failures now surface as toasts
instead of vanishing.
2.5.3 May 29
- Smarter text extraction — Fixed a bug where editing or deleting text could cause the AI to restore old content. Capsules no longer
duplicate when the AI re-reads your notes.
- Refreshed mini chat — A new ambient loading state while Norma thinks, larger response text, subtle haptics as words appear, and scrollable
responses for longer answers.
- "Chat with Norma" button — Easier to spot on the note canvas, now labeled clearly alongside the voice button.
- Onboarding memory — Norma now remembers your onboarding answers so the AI has full context about you from day one, even offline.
2.5.2 May 27
insights.
norma now reads your notes in the background and surfaces patterns, nudges, milestones, and anomalies — things you might not notice on your
own.
mini chat.
tap the chat icon on any note to ask norma a quick question. she knows your bills, freedom fund, and everything in the note. responses are
fast and contextual.
norma remembers.
norma now saves important financial details you share — loan terms, income changes, habits — and uses them in future conversations. see what
she knows in settings.
reminders that actually work.
fixed an issue where bill and reminder notifications weren't being delivered. norma now asks for permission at the right moment.
softer start.
browse your notes before subscribing. the paywall only appears when you create or record.
2.5.1 May 26
norma 2.5 — a sharper journal you now control with your voice.
- new: tap the waveform and talk — norma extracts bills, reminders, and intentions from what you said
- new: intentions for things you're considering, with a one-tap upgrade to commitments
- forecast rebuilt around income vs bills, with a what-if toggle that shows your month if every intention became real
- runway view: how many months of bills you're safe for, at a glance
- onboarding rebuilt around the things you keep meaning to do
- day-to-day expense tracking removed — norma now focuses on what's due, what's coming, and what you keep meaning to buy
2.5.0 May 22
Norma 2.0 — a complete rewrite around a single idea: write the journal, get the bookkeeping for free.
- a fresh notes-first home — every day starts as a blank page; every sentence becomes structured data
- inline AI extraction — write "$12 coffee, $40 groceries, paid rent" and watch expenses, bills, and balances appear in the text itself, no buttons required
- freedom fund view — see exactly how many months of bills you're safe for, in one number
- breathing room view — your real monthly buffer after every bill is paid
- new forecast — watches your weekly spending and warns you before things bite
- redesigned bills, calendar, and currency converter — all faster, all calmer
we cut a lot — challenges, rewards, the old activity feed, the voice agent, the preview chat. they were noise. Norma is now one thing done well: a financial journal that does your books.
2.0.0 May 3
- Complete UI overhaul
1.3.0 Apr 1
- Updated brand look and feel
- New ways to quickly add expenses with AI
- Bug Fixes & Performance enhancements
1.2.1 Mar 15
- Updated visual app experience.
- Bug fixes & performance enhancements
1.2.0 Mar 9
- Updated onboarding flow
- Bug fixes and performance enhancements
1.1.0 Feb 25
Receipt sharing now works reliably. Fixed an issue where the share extension asked you to log in even when you were already signed in. The extension also handles expired sessions automatically now.
1.0.02 Feb 22
Bug fixes & Performance enhancements
1.0.01 Feb 20
A whole new Norma.
We rebuilt everything from the ground up — new look, new feel, same mission.
- Completely redesigned interface with a fresh visual identity
- Simplified to a single Premium plan — no confusing tiers
- New paywall experience with early adopter pricing
- Smoother animations and transitions throughout
- Data encryption with personal recovery phrase
- Improved onboarding flow
This is just the beginning. More updates coming soon.
1.0.0 Feb 18
Drag the new runway dial and watch your balance drain by
the day. Burn math now counts only money that actually
left — no more inflated numbers from income you haven't
been paid yet. Norma asks you to confirm each payday.
Share a receipt to capture it. Everything syncs to your
account and restores on any device.
more Version 3.1.0 Aug 3
Data Not Linked to You The following data may be collected but it is not linked to your identity:
Financial Info Contact Info Identifiers Usage Data Diagnostics