Norma: AI Money
AI-Powered Money Manager
Only for iPhone
Free · In‑App Purchases
iPhone
a financial journal that absorbs the bookkeeping. write what you spent in plain words — Norma turns it into bills, expenses, and a real picture of your runway.
most money apps want you to log every transaction. Norma just wants you to write.
jot down a sentence — "$12 coffee at the airport, $40 groceries, paid rent" — and Norma quietly turns it into structured expenses, attaches things to the right bills, updates your runway, and gets out of the way.
it's a financial journal that absorbs the bookkeeping.
THE IDEA:
money is mostly thinking, not transactions. you replay the day in your head, you guess at where you stand, you tell yourself a story about what you can afford. Norma is built around that — a place to write the story, where the bookkeeping happens as a side effect.
no categories to assign. no buttons to tap. no spreadsheets to maintain. just write.
WHAT YOU GET:
• a journal that turns plain sentences into expenses, bills, and notes
• a freedom fund view that tells you exactly how many months of bills you're safe for
• a monthly view that shows your real breathing room — what you have after every bill is paid
• a forecast that watches your weekly spending and warns you before it bites
• a bills view that knows what's due, when, and what it does to your runway
• a currency converter built for life across borders
BUILT FOR PEOPLE WHO MOVE
Norma was built for digital nomads, freelancers, and anyone whose financial life doesn't fit neatly into one currency, one country, or one calendar month. it handles cash spending, foreign-currency expenses, and irregular income without complaint.
if your money lives in your head more than it lives in a bank app, this is for you.
PRIVACY & TRUST:
your notes are yours. extractions happen securely; nothing is sold or shared. bank connections (optional) use Plaid, the same infrastructure trusted by most major US fintech apps.
Ratings & Reviews
Norma 2.0 — a complete rewrite around a single idea: write the journal, get the bookkeeping for free.
- a fresh notes-first home — every day starts as a blank page; every sentence becomes structured data
- inline AI extraction — write "$12 coffee, $40 groceries, paid rent" and watch expenses, bills, and balances appear in the text itself, no buttons required
- freedom fund view — see exactly how many months of bills you're safe for, in one number
- breathing room view — your real monthly buffer after every bill is paid
- new forecast — watches your weekly spending and warns you before things bite
- redesigned bills, calendar, and currency converter — all faster, all calmer
we cut a lot — challenges, rewards, the old activity feed, the voice agent, the preview chat. they were noise. Norma is now one thing done well: a financial journal that does your books.
The developer, Chris Mauldin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Chris Mauldin
- Size
- 37.9 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Norma Yearly $99.99
- Norma Monthly $9.99
- Basic Yearly $79.99
- Basic Monthly $7.99
- Norma Pro Monthly $14.99
- Norma Pro Yearly $149.99
- Copyright
- © 2026 Myndfruit, Inc