SmartFinance AI

AI-Powered Money Management

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

SmartFinance AI - Your Intelligent Financial Companion Take control of your money with the most intelligent personal finance app on iOS. SmartFinance AI combines on-device machine learning with a beautifully simple design — so you spend less time entering data and more time understanding it. Every AI feature runs on your device. Nothing leaves your phone. AI ASSISTANT Ask anything about your finances in plain English. "How much did I spend last month?" "What are my biggest expenses this year?" "Can I afford a $2,000 trip?" Get real answers from your real data — instantly, conversationally, and entirely on-device. AI-POWERED INSIGHTS Real machine learning, not just keywords. A model categorizes every transaction and learns from your corrections — the next similar one files itself correctly. Forecasts capture seasonality and recurring bills, not just a straight line. Monthly insights are written in plain, conversational language. Unusual-spending alerts compare against your typical spend in each category — fewer false alarms, sharper signal. SMART RECEIPT SCANNING Snap a photo and let AI do the rest. OCR plus on-device language understanding extracts every detail — merchant, total, tax, tip, line items, and a category guess. No more correcting fields by hand. COMPREHENSIVE ANALYTICS Beautiful interactive charts and graphs. Track income vs. expenses, analyze spending by category, monitor monthly trends, and get detailed breakdowns of every transaction. GOAL TRACKING AND BUDGETING Set savings goals and budgets with intelligent tracking. Visual progress indicators, alerts before limits, and AI-powered suggestions to stay on track for vacations, emergency funds, or major purchases. INVESTMENT MONITORING Track your portfolio performance alongside daily expenses. Get a complete picture of your net worth with integrated investment tracking. GLOBAL CURRENCY SUPPORT 200+ currencies including cryptocurrencies and precious metals. Automatic conversion and localized formatting for travelers and international users. PRIVATE BY DESIGN Every AI feature runs on your device. Your transactions are never sent to a server, never seen by us, never used to train any model. Biometric authentication, encryption, and local-only data storage keep your financial life yours. No account, no cloud, no compromise. KEY FEATURES: - Conversational AI Assistant — ask anything in plain English - Machine-learning categorization that learns from your corrections - AI receipt scanning with line-item extraction - Smart forecasts that capture seasonality and recurring bills - Per-category unusual-spending detection - Plain-language monthly insights - Interactive charts and analytics dashboard - Smart budget tracking with custom categories - Investment portfolio monitoring - Goal setting and progress tracking - 200+ currencies, crypto, and precious metals - Biometric security and data encryption - Offline functionality — works without internet DESIGNED FOR iOS Native app for iPhone and iPad with dark/light mode, Dynamic Type, gesture navigation, and widget support for quick insights. TRANSPARENT PRICING Start free with core features. Optional premium upgrade removes ads and unlocks advanced analytics. No subscriptions — pay once, use forever. PERFECT FOR: - Individuals improving their financial health - Small business owners tracking expenses - Students managing budgets - Families planning financial goals - Anyone who wants AI-powered money management Take control of your financial future with SmartFinance AI. Download now. AI Assistant, plain-language insights, and AI receipt extraction require iPhone with Apple Intelligence (iOS 26+). Machine-learning categorization, forecasting, and anomaly detection work on iOS 18.1 and later. Support: kalavathimacdev@gmail.com Privacy Policy: https://smartfinance-ai-1630f.web.app/privacy.html Terms and Conditions: https://smartfinance-ai-1630f.web.app/terms.html

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

Big AI update. SmartFinance AI now learns how you spend. • Smarter categorization that learns from your corrections • Forecasts that handle seasons and bills • Plain-English insights and a chat Assistant (iPhone with Apple Intelligence) • Receipts that read themselves All on-device. Always private.

Version 1.1

The developer, Kalavathi Ekambaram, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Kalavathi Ekambaram
Size
  • 7.7 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2025 vnk inc
  • Developer Website
  • Privacy Policy

    • More by Kalavathi Ekambaram

    You Might Also Like