Finanjo
Don't just spend, understand.
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Money shouldn’t feel confusing.
Or heavy.
Or like something you avoid until the end of the month.
Finanjo helps you see your money clearly, without spreadsheets, guilt, or constant effort.
Connect your bank accounts once and Finanjo quietly does the work in the background. It tracks your money, organises your spending, and shows you what’s actually happening, so you can make better decisions naturally.
No judgement. No pressure. Just clarity.
Finanjo lets you
See all your bank balances in one place with Pocket Power.
Automatically track and categorise your transactions.
Get AI suggested budgets based on how you really spend.
Understand where your money goes, without manually logging anything.
Split expenses with friends or groups, clearly and fairly.
Track cash flow and compare month to month.
Stay aware, not anxious, about your finances.
Finanjo isn’t here to tell you what to do with your money.
It’s here to help you understand it.
When you understand your money, better choices follow on their own.
Don’t just spend. Understand.
more • Money Story: Get an instant financial recap as soon as you connect your accounts.
• Revamped Consent Flow: A simpler, conversational experience to connect your accounts.
• Manual Refresh: Update your financial data anytime with a tap.
• Improved Jo: A faster, smarter AI companion to help you understand and manage your money.
Plus, performance improvements and bug fixes.
1.2.43 4d ago
Your Money Story
The moment you connect your accounts, get a personalised recap of your finances. See where your money has been going, all in one place.
Improved cash flow view
A clearer, more intuitive look at what's coming in and going out.
Improved Jo
Pin, review and give feedback on chats with Jo.
Review your transactions
Go through your transactions more easily and catch anything that needs a second look.
Under the hood
Bug fixes and performance improvements.
1.2.42 Jul 17
AI-powered onboarding
Getting started is now smarter and more personal. Jo guides you through setup and gets to know your finances from the very first tap.
Subscription Manager is here
See every subscription you are paying for, across your bank accounts and credit cards, in one place. Spot the ones you forgot about and take back control of your money.
Under the hood
Performance improvements and bug fixes for a smoother, more reliable experience.
1.2.41 Jul 10
AI-powered onboarding
Getting started is now smarter and more personal. Jo guides you through setup and gets to know your finances from the very first tap.
Subscription Manager is here
See every subscription you are paying for, across your bank accounts and credit cards, in one place. Spot the ones you forgot about and take back control of your money.
Under the hood
Performance improvements and bug fixes for a smoother, more reliable experience.
1.2.39 Jul 7
Effortless onboarding
A faster, more intuitive setup so you can start managing your money with less friction.
Simpler bank connections
Granting bank consent is now quicker and more transparent. Link your accounts securely in just a few taps.
Under the hood
Performance improvements and bug fixes to keep your financial tracking smooth and reliable
1.2.38 Jul 1
Streamlined Transactions: A cleaner, faster layout to find your history instantly.
Upgraded Jo: Our AI assistant is now sharper, more purposeful, and easier to chat with.
Faster Card Setup: A quicker, more reliable way to link your credit cards.
Autonomous AI Agents: Specialized AI assistants now collaborate to solve complex financial tasks for you.
Performance Boosts: Under-the-hood security updates and bug fixes.
1.2.37 May 28
Streamlined Transactions: A cleaner, faster layout to find your history instantly.
Upgraded Jo: Our AI assistant is now sharper, more purposeful, and easier to chat with.
Faster Card Setup: A quicker, more reliable way to link your credit cards.
Autonomous AI Agents: Specialized AI assistants now collaborate to solve complex financial tasks for you.
Performance Boosts: Under-the-hood security updates and bug fixes.
1.2.36 May 21
Streamlined Transactions: A cleaner, faster layout to find your history instantly.
Upgraded Jo: Our AI assistant is now sharper, more purposeful, and easier to chat with.
Faster Card Setup: A quicker, more reliable way to link your credit cards.
Autonomous AI Agents: Specialized AI assistants now collaborate to solve complex financial tasks for you.
Performance Boosts: Under-the-hood security updates and bug fixes.
1.2.35 May 19
A new way to see your transactions
Cleaner, faster, easier to navigate. Finding what you need takes less effort.
Jo feels different
Jo has a sharper, more purposeful feel. Ask anything — the experience is more intuitive than ever.
Smoother credit card setup
Adding your credit card is now quicker and more reliable.
Agents can now coordinate with each other to solve complex financial tasks autonomously.
Little things that add up
Under the hood
Security updates and bug fixes.
1.2.34 May 16
A new way to see your transactions
Cleaner, faster, easier to navigate. Finding what you need takes less effort.
Jo feels different
Jo has a sharper, more purposeful feel. Ask anything — the experience is more intuitive than ever.
Smoother credit card setup
Adding your credit card is now quicker and more reliable.
Little things that add up
Better animations, refined interactions, and overall experience improvements throughout the app.
Under the hood
Security updates and bug fixes.
1.2.33 May 14
Smoother credit card setup Adding and detecting your credit cards is now faster and more reliable.
Refer and Earn, improved A better experience for sharing Finanjo and tracking your rewards.
Home screen updates Small but meaningful improvements to how your financial snapshot looks.
Under the hood Stability and security improvements across the app.
1.2.32 May 8
Your credit cards, finally in one place
Connect your credit cards and see all your spends — bank and card — in a single dashboard. No more switching between apps to figure out where your money went.
Jo now sees the full picture
With your credit card data connected, Jo can give you sharper insights on your spending patterns, flag unusual charges, and tell you exactly where your money is going every month.
One dashboard. All accounts. Zero guesswork.
1.2.31 May 6
What’s New
Your credit cards, finally in one place
Connect your credit cards and see all your spends — bank and card — in a single dashboard. No more switching between apps to figure out where your money went.
Jo now sees the full picture
With your credit card data connected, Jo can give you sharper insights on your spending patterns, flag unusual charges, and tell you exactly where your money is going every month.
One dashboard. All accounts. Zero guesswork.
1.2.30 May 4
Improved Pocket Power
Add your bank accounts directly from Pocket Power for a faster experience.
Skip for Now
Explore Finanjo first and connect your account later.
Smoother Experience
Cleaner animations, better navigation, and a more accurate SIP calculator.
Minor Bug Fixes
Fixed small bugs for a smoother, more reliable experience.
1.2.29 Apr 25
Improved Pocket Power Section You can now add your bank accounts directly from pocket power.
Skip for now Not ready to add an account? You can explore Finanjo first and connect later.
Smoother experience Cleaner animations, better navigation, and an improved SIP calculator to plan your investments with more accuracy.
1.2.28 Apr 24
Lump Sum Investments
Move idle funds into liquid funds and earn up to 3x of bank returns.
Enhanced Grow Section
Better tracking and clearer insights for your investments.
Security & Performance Improvements
Bug fixes and upgrades for a smoother, more reliable experience.
1.2.27 Apr 22
Lump Sum Investments
Move idle funds into liquid funds and earn up to 3x of bank returns.
Enhanced Grow Section
Better tracking and clearer insights for your investments.
Security & Performance Improvements
Bug fixes and upgrades for a smoother, more reliable experience.
1.2.26 Apr 19
Track spending, get smart savings tips, and future predictions all in one place. Filter by mood and see the data behind every insight.
-Daily Insight Notifications
Stay updated, effortlessly.
- Bug Fixes and Improvements
1.2.25 Mar 28
Track spending, get smart savings tips, and future predictions all in one place. Filter by mood and see the data behind every insight.
-Daily Insight Notifications
Stay updated, effortlessly.
-Performance Boost
Faster and smoother experience.
-Bug Fixes
Minor fixes for better stability.
1.2.24 Mar 25
Daily AI Insights is here! Get personalised spending patterns, savings tips & future predictions powered by your transactions. Filter by mood, see proof behind every insight & never miss an update.
1.2.23 Mar 21
Improved Goal-Based Investing flow, updated UX and copy across the app, along with bug fixes, stability improvements and tech version upgrades.
1.2.22 Mar 20
Improved Goal-Based Investing flow, updated UX and copy across the app, along with bug fixes and stability improvements.
1.2.21 Mar 14
Introducing a refreshed UI with updated icons, FD banner, and Goal-Based Investing.
Along with critical bug fixes and performance improvements for a smoother experience.
1.2.19 Mar 8
New UI refresh with updated icons and FD banner.
Plus critical bug fixes and performance improvements for a smoother app experience.
1.2.18 Mar 8
Refreshed UI with new icons and FD banner, combined with critical bug fixes and smoother overall performance.
1.2.17 Mar 7
• Money Story: Get an instant financial recap as soon as you connect your accounts.
• Revamped Consent Flow: A simpler, conversational experience to connect your accounts.
• Manual Refresh: Update your financial data anytime with a tap.
• Improved Jo: A faster, smarter AI companion to help you understand and manage your money.
Plus, performance improvements and bug fixes.
more Version 1.2.43 4d ago
Data Not Collected The developer does not collect any data from this app.