PennyTalk – Voice Budget

Private voice expense tracker

Free · In‑App Purchases · Designed for iPad

Track daily spending with simple voice or manual entry. Everything stays on your device. Unlock Pro for charts, PDFs and CSV tools with a 7-day free trial. PennyTalk is a private, voice-powered budget app that makes tracking daily spending and income simple. Add entries by speaking naturally or tapping a few clear buttons, then see daily, weekly and monthly totals at a glance. Everything runs on your device. There are no ads, no tracking and no online accounts. PennyTalk is designed for people who value privacy, calm design and an interface that stays readable as the years go by. Simple voice and manual entry ====================== • Add expenses and income by speaking in plain language • Edit amount, date, category and note before saving • Manual entry with large, high-contrast controls • Works well when you are on the go or tired of typing Clear Dashboard, Expenses and Income tabs ================================ • Dashboard with daily, weekly and monthly summaries • Separate Expenses and Income tabs so nothing gets lost • See totals by day and by month, plus individual entries • Filter and scroll without clutter or complex menus PennyTalk Pro: advanced insights (optional upgrade) ====================================== When you are ready to go deeper, PennyTalk Pro unlocks richer views of your money: • Advanced charts to see spending and income trends over time • Category breakdowns so you can see exactly where money goes • Visual comparisons between months and categories • PDF reports for expenses and income, ready to save or share • CSV export to use your data in spreadsheets • CSV import to bring transactions from other apps or backups You can try all Pro features free for 7 days, then decide if you want to unlock them permanently with a one-time purchase. Private by design ============ Your financial data is sensitive, so PennyTalk is built to protect it: • Data stored locally on your device • No account creation and no sign-up required • No analytics, trackers or third-party advertising • Offline-first design – works without an internet connection • Voice processing happens on device, not on a server You stay in control of your information at all times. Built for accessibility =============== PennyTalk is designed to be comfortable to use for as many people as possible, including older adults: • Large text and clear typography • Big tap targets and simple layouts • Minimal icons and obvious labels • VoiceOver friendly with clear announcements • Straightforward navigation across three main tabs Your data, your way ============== • Quickly search and review past entries • Clean history of both expenses and income • Export data as CSV for backup or analysis • Import CSV if you are moving from another app or a previous device

Ratings & Reviews

  • 3.2
    out of 5
    6 Ratings

In this major PennyTalk update: • Completely redesigned interface with clearer Dashboard, Expenses and Income tabs • Improved voice input with smarter parsing and easier editing before you save • New PennyTalk Pro features: charts, category breakdowns, PDF reports and CSV tools • 7-day free trial so you can explore every Pro feature before deciding • Better accessibility with larger tap targets, clearer typography and simpler layouts • Many performance improvements and small fixes to keep everything running smoothly

Version 2.0

The developer, - ASADUZZAMAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • VoiceOver

      • Voice Control

      • Larger Text

      • Dark Interface

      • Differentiate Without Color Alone

      • Sufficient Contrast

      • Captions

      • Audio Descriptions

    Information

    Seller
    • - ASADUZZAMAN
    Size
    • 7.1 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.6 or later.
    • iPhone
      Requires iOS 18.6 or later.
    • iPad
      Requires iPadOS 18.6 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.6 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2025 Asaduzzaman
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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