Supported Features
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VoiceOver
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Voice Control
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Larger Text
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Dark Interface
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Differentiate Without Color Alone
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Sufficient Contrast
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Captions
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Audio Descriptions
PennyTalk – Voice Budget
Simple Expense Tracker: Say It
Free · In‑App Purchases · Designed for iPad
Private by design: no bank logins, no subscription, and nothing leaves your phone. Just say what you spent — PennyTalk writes it down.
The money app you talk to. Big text. No bank logins. No subscription. Your data stays in your private iCloud.
PennyTalk turns a spoken sentence into a tidy expense in seconds — "I spent five dollars on coffee" and it's done. Built for people who find typing fiddly, and for the family who help them keep an eye on things.
SPEAK IT, AND IT'S TRACKED
Voice entry that understands everyday phrases — on your phone, your voice never leaves it. You check every entry before it saves, and every field can be fixed with a tap. Prefer typing? Every entry can be typed too.
A BUDGET THAT WATCHES WITH YOU (PRO)
Set a monthly limit — PennyTalk quietly lets you know before you pass it. Never a nag, never a block.
INSIGHTS IN PLAIN ENGLISH (PRO)
Spot your regular payments, what changed since last month, and where the month is heading — written as sentences, not charts.
SEE WHERE IT GOES
Clear charts, a category breakdown, and Home Screen widgets — your week at a glance. Free.
WORKS WITH SIRI
Just say "Hey Siri, log an expense in PennyTalk" and it opens already listening.
SHARE WITH FAMILY (PRO)
Send a family member a weekly summary of your spending by email — one tap, and you're always in control.
ONE PAYMENT. NO SUBSCRIPTION. EVER. (PRO)
Insights, PDF reports, budgets, and the weekly family report — one payment covers your whole family.
YOUR DATA, YOUR DEVICE
Stored on your phone and in your private iCloud — never our servers. We count a few anonymous app events to improve PennyTalk, never your financial data or your voice. Export everything as a spreadsheet anytime, free.
Ratings & Reviews
- This app’s overall rating was recently reset.
PennyTalk 3.0 is a ground-up rebuild. Every part of the app is faster, clearer, and more reliable.
• Voice that works. Say "I spent five dollars on coffee" and it's understood and saved — on your phone, even offline. You check every entry before it saves, and every field can be fixed with a tap.
• New: Budgets. Set a monthly limit and PennyTalk quietly lets you know before you pass it. Never a nag, never a block.
• New: Insights in plain English. Spot your regular payments, what changed since last month, and where the month is heading.
• New: Home Screen widgets. A one-tap mic, your week at a glance, and your budgets.
• New: Works with Siri. Just say "Hey Siri, log an expense in PennyTalk."
• New: Weekly family report. Email a spending summary to someone you trust — one tap, you stay in control.
• Bigger, clearer text throughout.
• Private by design: your data stays on your phone and in your private iCloud — never our servers. Your voice never leaves your device.
• Pro is one payment, once — no subscription, ever. Existing purchases carry over automatically.
Something not right? Tell us: pennytalk@asaduzzaman.online
The developer, - ASADUZZAMAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- - ASADUZZAMAN
- Size
- 8.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime Pro Unlock $19.99
- Copyright
- © 2025 Asaduzzaman
