Within Budget: Expense Tracker

Fast · Family · Any Currency

Only for iPhone

Free · In‑App Purchases

iPhone

Log spending in 5 seconds, track 33+ currencies, and share budgets with family. Offline-first, privacy-first, and built for real life. Free. Forever. WithinBudget makes expense tracking fast enough to become a habit. Log transactions in 3 taps, track spending across 33+ currencies, and share budgets with family — all without connecting your bank account. WHY WITHINBUDGET? Blazing Fast Entry • 3 taps, 5 seconds per transaction • Smart defaults and cached balances • Faster than waiting for bank sync True Multi-Currency Support • Native support for 33+ currencies • Real exchange rates, automatic conversion • Track USD income, EUR expenses, GBP savings, and more — in one budget • Switch between currencies with a single tap Built for Families • Real-time budget sync for couples and families • Shared budgets, individual accounts Privacy by Design • No bank credentials required • Manual entry = you control your data • Local-first storage, sync is optional Works Everywhere • Full offline functionality • Track spending anywhere, sync when ready • Perfect for travelers and expats PERFECT FOR: • Digital nomads earning in one currency, living in another • Families who want to stay aligned on spending without sharing bank passwords • Anyone frustrated with bank sync that constantly breaks • Privacy-conscious users who value control over their financial data THE MINDFUL SPENDING ADVANTAGE: Remember when paying with cash made you think twice before buying? WithinBudget brings that awareness back—but makes it fast enough for modern life. Every time you log a transaction, you create a micro-moment of financial awareness. That tiny pause is how spending habits change. GENEROUS FREE TIER: • Unlimited transactions • Multi-currency conversion • 4 accounts (checking, savings, cash, credit) • 2 income streams • Unlimited budgets and goals • Full offline functionality Upgrade only when you need: • Cloud sync (access from multiple devices) • Family sharing (real-time coordination) • Unlimited accounts and income streams • Better historic rates for accurate reporting WHY MANUAL ENTRY? Automatic bank sync made spending invisible. Tap-to-pay purchases feel like "just numbers changing" instead of actual money leaving your account. WithinBudget's 3-tap entry is fast enough to not break your flow—but intentional enough to create awareness. WHAT USERS SAY: "Finally, a budgeting app that understands earning in USD and spending in EUR." "The 3-tap entry is legitimately faster than categorizing auto-imported transactions." "My family uses this to stay on the same page without the 'did you log that?' arguments." NO BANK CREDENTIALS = NO BREACH RISK: When banks get hacked, WithinBudget users don't even get the email. We never ask for your bank login because we never need it. Your transactions stay on your device until you choose to sync. BUDGETING SHOULD BE SIMPLE: Budgeting is hard. Family budgeting is a nightmare. WithinBudget makes it simple, intuitive, and fast—so the app doesn't add to the stress. Download WithinBudget and start tracking expenses in any currency, anywhere in the world. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.withinbudget.app/en/privacy

Ratings & Reviews

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The developer, Pavlo Babenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Diagnostics

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Pavlo Babenko
  • Size
    • 73.6 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
  • Languages
    • Ukrainian
  • Age Rating
    4+
  • In-App Purchases
    Yes
    • Monthly Full Access to WithinBudget $3.99
    • Annual Full Access to WithinBudget $34.99
    • Learn More
  • Copyright
    • © Pavlo Babenko
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More