Within Budget: Money Tracker

Fast Expense & Multi-Currency

Only for iPhone

Free · In‑App Purchases

iPhone

Track expenses in 3 seconds flat. 33 currencies. Family sharing. Offline-first. No bank sync needed. Your money, your data, your way. WithinBudget is the fastest way to track your spending in any currency. Log any expense in 3 seconds. Open the app, tap a category, enter the amount, done. Smart defaults and cached data mean you spend less time tracking and more time living. BUILT FOR MULTI-CURRENCY LIFE Track finances across 33 currencies simultaneously. Earn in dollars, spend in euros, save in pounds. Each account keeps its own currency. Automatic conversion using real exchange rates. Switch your dashboard currency with one tap. Built-in currency converter for quick calculations while traveling. Perfect for expats, digital nomads, frequent travelers, and anyone managing money across borders. FAST BY DESIGN Every screen is optimized for speed. Your last-used account is pre-selected. Categories act as one-tap entry points. The numeric keypad supports calculations. No confirmation screens. No loading spinners. Just fast, honest tracking. Manual tracking is intentional, not a limitation. Every transaction you log builds real awareness of where your money goes. No mysterious bank sync delays. No duplicate transactions. No third-party access to your accounts. TAXES THAT DON'T LIE Log taxes as transfers instead of expenses. Your monthly spending reports show what you actually spent — not what the government took. Clean numbers. Honest reports. Finally. FAMILY BUDGETS, PERSONAL PRIVACY Share budgets with up to 5 family members on a single subscription. Everyone tracks together in real time. But privacy matters too: mark any transaction as private. It affects budgets and balances without revealing details. Perfect for gifts and surprises. Each family member gets independent account ordering. Shared finances without shared friction. BUDGETS THAT WORK WITH YOU Create multiple budgets by category: groceries, entertainment, travel, anything. Set monthly or yearly limits. The app automatically links transactions to the right budget. Visual progress bars show where you stand. Budgets are informational, not restrictive. WithinBudget never shames overspending or locks transactions. GOALS AND SAVINGS Track progress toward any financial goal: emergency fund, vacation, new laptop, anything. Fund goals from any account. Monitor milestones and celebrate completions. SUBSCRIPTIONS AND RECURRING EXPENSES Create recurring transactions in two extra taps. Track subscriptions from real charges, not manual lists. Monitor free trials and get alerts before they expire. See monthly and yearly costs in one view. REFUND TRACKING Mark transactions as expecting a refund. Set the amount, date, and target account. See pending refunds in your planned money flow. Never lose track of money coming back to you. OFFLINE-FIRST, ALWAYS All data lives on your device in a local database. The app works fully offline. No internet required. Premium users can enable encrypted cloud sync while keeping full offline functionality. PRIVACY AND SECURITY Face ID / Touch ID protection. Automatic data blur in the background. No bank connections. No ads. No tracking. No data resale. Your financial data belongs to you. 24 PREDEFINED CATEGORIES Start immediately with thoughtfully designed categories and subcategories. Customize names and types. Add tags for cross-category tracking like vehicles, projects, or clients. INSIGHTS AND REPORTS Income vs expenses charts. Cash flow visualization. Net worth over time. Filter by category, account, currency, tags, payee, or date range. Monthly summaries with spending breakdowns. AVAILABLE IN 4 LANGUAGES English, Ukrainian, Polish, Spanish. Follows your system light or dark theme. FREE FOREVER 4 accounts, 2 income sources, 1 budget, 1 goal, all categories, full data export. PLUS SUBSCRIPTION Unlimited accounts, income sources, budgets, and goals. Family sharing for up to 5 members. Secure cloud sync. All future premium features. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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We're always working to make Within Budget better. This update includes bug fixes, performance improvements, and small design tweaks.

Version 1.1.0

The developer, Pavlo Babenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Diagnostics

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Pavlo Babenko
  • Size
    • 75.6 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
  • Languages
    • Ukrainian
  • Age Rating
    4+
  • In-App Purchases
    Yes
    • Monthly Full Access to WithinBudget $6.99
    • Annual Full Access to WithinBudget $34.99
    • Learn More
  • Copyright
    • © Pavlo Babenko
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More