BMONI is like your bank, but smarter! We combine fresh thinking and modern tech like stablecoin and AI to create compliant bank-like services that are cheaper and smarter without the usual banking limitations getting in your way.
BMONI gives you a smarter way to save, spend and move your money anywhere in the world. From USD Stablecoin savings that grow your earnings, to instant transfers, global virtual, physical cards for everyday spending and other smart benefits, BMONI brings you borderless financial freedom
At BMONI, keeping your money and data safe is our top priority. Developed over two decades and recognized with 22 patents, we combine patented biometric technology, bank-grade encryption, and partnerships with licensed financial institutions to ensure every transaction is secure and every account is protected.
BMONI offers you everything you want from your money:
Multi-currency wallets
Save, send, and receive money in a Naira or USD. Create virtual NGN and USD accounts instantly. Get paid from anywhere in the world, swap between your currencies effortlessly, and manage all your money in one secure place.
Save in USD
Grow your wealth. Turn your income into stable USD savings that grow with you, helping you plan, save, and invest smarter, wherever life takes you.
Fund your wallet in Seconds with Cash or Stablecoins
Hassle-free, on the go. Fund your Naira and USD wallets instantly via bank transfer, or by sending stablecoins directly from your preferred blockchain, like Binance Smart Chain, Ethereum, or Polygon. Smart and flexible, built for how you’d like to move your money.
Global Transfers
Borderless payments, made smarter. Send and receive money anywhere in the world with transparent, low fees. Transfer funds directly into your USD account and enjoy seamless global payments. Perfect for freelancers, founders, and families who live and work beyond borders.
Smart Currency Conversion
Swap currencies in seconds. Convert between Naira and USD at competitive rates. No hidden fees, no delays, just smarter, transparent conversions whenever you need them.
Friends & Transfers
Send, Request & Connect. Add friends on BMONI to send or request funds in seconds. Whether it’s splitting a bill or paying a friend, BMONI makes it fun, social, and completely secure.
BMoni is a smooth and reliable finance app with a clean interface that’s easy to navigate. Sending and receiving money is fast, and the multi-currency features make it convenient for everyday transactions. It’s a great option for anyone looking for a modern, secure, and user-friendly digital wallet.
No money in my card after funding
Slim Pappi
hello I funded my card from the wallet and it is not reflecting in my card balance
Developer Response
Hello Slim Pappi, We are sorry you are experiencing this. Please send us more details regarding the issue you are facing on WhatsApp +234 810 686 7574 or email: support@bmoni.com.
Deposit
Mshuaibu
I deposited my money 53699 but its not reflecting. So disappointed
- Pay bills in-app with airtime, data, TV subscriptions (DStv/GOtv) and electricity tokens, complete with receipts and payment history.
- Enhanced MXN wallet experience with improved activation, identity verification, deposits, withdrawals and seamless legacy balance migration.
- Clearer transaction history with redesigned transaction lists, improved descriptions and easy-to-read status updates.
- Smoother sign-up and onboarding with more reliable OTP delivery, clearer error messages and a better recovery experience.
- Improved wallet experience with refreshed wallet screens, smarter deep links and better empty states for wallets, groups and cards.
- Performance and stability improvements across the app, including verification, notifications and overall reliability.
Version 1.0.35+279
The developer, BKey, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
BKey, Inc.
Size
257.8 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPad Requires iPadOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.