NEW: App lock Protect your financial data with Face ID, Touch ID, or your passcode. The lock applies on launch and every time you come back from another app. NEW: Encrypted exports You can now protect an export with a passphrase, so a backup can be stored or handed on without anyone being able to read it. Plain JSON export is still there if you prefer it. NEW: Automatic backups (Pro) If you turn it on, MonoBudget writes an encrypted snapshot of your data once a day in the background — to your iPhone only, or to your iCloud Drive. Encryption happens on the device with a passphrase only you know. REWORKED: Fair Split (Pro) The calculator now has a screen of its own instead of a card inside Analytics. • The current settlement period and the next-year preview are shown separately, so you can compare before committing to a mode. • Before booking, you see exactly what will be created: who pays whom, the monthly amount, and the months it covers. • Settlements can be updated or reset at any time, and earlier months stay untouched. • Still your choice: 50/50, proportional to income, or your own percentage. A TIDIER MENU Settings are now grouped into three areas — Settings, Data Management, Backup & Security — instead of one long list, so things are quicker to find. NEW FILTER Income and fixed costs can now also be filtered by interval: monthly, quarterly, semi-annually, yearly, or your own interval. A MORE NATIVE FEEL Native navigation and transitions, SF Symbols throughout, context menus when you long-press an entry or a source, and haptic feedback where it counts. PERFORMANCE & STABILITY Faster startup, more reliable data loading, and considerably more robust database access — plus many smaller fixes, including the header back button on iOS 26.

NEW: App lock Protect your financial data with Face ID, Touch ID, or your passcode. The lock applies on launch and every time you come back from another app. NEW: Encrypted exports You can now protect an export with a passphrase, so a backup can be stored or handed on without anyone being able to read it. Plain JSON export is still there if you prefer it. NEW: Automatic backups (Pro) If you turn it on, MonoBudget writes an encrypted snapshot of your data once a day in the background — to your iPhone only, or to your iCloud Drive. Encryption happens on the device with a passphrase only you know. REWORKED: Fair Split (Pro) The calculator now has a screen of its own instead of a card inside Analytics. • The current settlement period and the next-year preview are shown separately, so you can compare before committing to a mode. • Before booking, you see exactly what will be created: who pays whom, the monthly amount, and the months it covers. • Settlements can be updated or reset at any time, and earlier months stay untouched. • Still your choice: 50/50, proportional to income, or your own percentage. A TIDIER MENU Settings are now grouped into three areas — Settings, Data Management, Backup & Security — instead of one long list, so things are quicker to find. NEW FILTER Income and fixed costs can now also be filtered by interval: monthly, quarterly, semi-annually, yearly, or your own interval. A MORE NATIVE FEEL Native navigation and transitions, SF Symbols throughout, context menus when you long-press an entry or a source, and haptic feedback where it counts. PERFORMANCE & STABILITY Faster startup, more reliable data loading, and considerably more robust database access — plus many smaller fixes, including the header back button on iOS 26.

NEW: Fair Split Calculator (Pro) • See how shared fixed costs should be split between two people • Choose equal (50/50), income-based, or a custom percentage • Book the recommended adjustment as a one-time or monthly entry • Setting persists across sessions NEW: Fixed-Cost Reminders • Get notified one month before a quarterly, semi-annual, or yearly expense is due • Multiple sources grouped into a single notification • Opt in from Settings → Notifications

New: Sort & Filter • Filter income and expenses by person and category • Multi-select categories for precise insights • Sort by name, category, or amount • Clear visual indicators for active filters New: Modern Edge-to-Edge Design • Floating tab bar with subtle blur • Native bottom sheets for all dialogs • Translucent headers and improved screen usage New: Accessibility Improvements • Large font support up to 350% • Charts and lists adapt automatically • WCAG 2.1 Level AA compliant UI Improvements • Consistent card layouts and colors • Refined category and people management

- Charts and visualizations adapt better to large font sizes - Lists and cards automatically wrap additional information when text becomes too long - Improved layout handling for very large amounts, names, or category labels in income and expenses - Category names in analytics are displayed up to two lines before being truncated

- Charts and visualizations adapt better to large font sizes - Lists and cards automatically wrap additional information when text becomes too long - Improved layout handling for very large amounts, names, or category labels in income and expenses - Category names in analytics are displayed up to two lines before being truncated