Dibs: Debt & IOU Tracker

Who owes who, made simple

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

New in 1.7: Dibs now speaks 23 languages, right-to-left included — and on iPhone you can add a debt hands-free just by asking Siri. "Wait… how much did you owe me again?" If you keep lending money to friends and forgetting about it — or you're the one who forgets to pay back — Dibs keeps the score so you don't have to. Add a debt in seconds, see your balance with every person at a glance, and settle up with zero awkwardness. WHY DIBS • See it all at a glance — how much you owe, how much you're owed, and the balance with each person. • Split group expenses — dinner, trips, gifts. Split evenly or set custom amounts, and Dibs works out who owes what. • Never let a debt slip — set reminders so nothing goes unnoticed, and send a friendly pre-written message when it's time to settle up. • Add it without touching your phone — "Hey Siri, add a debt in Dibs." Say it as you leave the restaurant and it's logged. • Watch your money come back — charts show what you've settled each month and how your balance trends over time. • Celebrate settling up — a little confetti every time a debt is cleared. Small joys. PRIVATE BY DESIGN No account. No sign-up. No cloud. Everything stays on your phone — your debts are between you and your friends, not a server. MADE FOR EVERYDAY USE • 15 currencies • 23 languages, right-to-left included • Light and dark themes • Fast search across people and debts DIBS PREMIUM (optional) Dibs is free for active debts with up to 5 people. Premium removes the limit — one payment, yours forever, no subscriptions. Unlock unlimited people, a Face ID app lock, accent colors and alternate app icons, CSV export and backup, and custom reminders on individual debts. Stop keeping tabs in your head. Download Dibs and settle up.

  • 5.0
    out of 5
    1 Ratings

Dibs now speaks your language — 23 of them, from German and Japanese to Arabic, Hindi and Persian, with proper right-to-left layout throughout. New on iPhone: add a debt hands-free with Siri. Say it on your way out of the restaurant and it's already logged.

The developer, Pablo Gamero, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Pablo Gamero
    Size
    • 34.5 MB
    Category
    • Finance
    Compatibility
    Requires iOS 16.0 or later.
    • iPhone
      Requires iOS 16.0 or later.
    • Mac
      Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 22 more
    • English, Arabic, Bengali, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Pashto, Persian, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Turkish, Ukrainian, Urdu, Vietnamese
    Age Rating
    16+
    In-App Purchases
    Yes
    Copyright
    • © 2025 pablogamero.com