MoneyKu: AI Expense Tracker

Household Budget Planner

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Auto-log expenses with AI chat, voice, receipt scans, email import, and Shortcuts. Plan household budgets, savings goals, split bills, and work offline. MoneyKu is an AI-powered expense tracker, money manager, and household budget planner built for real everyday spending. Log expenses by chat, voice, receipt scan, email receipt import, share extension, or iOS Shortcuts, then keep your budgets, wallets, savings goals, and shared finances organized in one offline-first app. Track personal finance on your terms. Use MoneyKu for daily expenses, family spending, split bills with roommates, or a shared ledger with a partner. It works fully offline and syncs across devices when you are back online. AUTOMATIC LOGGING - AI chat assistant records transactions and answers spending questions - Voice input lets you speak a transaction - Receipt scanner with OCR extracts details from receipt photos - Forward email receipts to your unique MoneyKu address for automatic extraction - Share receipts, images, and PDFs from other apps into MoneyKu - Use iOS Shortcuts to automate entries BUDGETS, WALLETS & GOALS - Track income and expenses with calendar view, search, and filters - Organize cash, bank, and e-wallet balances with multiple wallets - Move money between wallets, including cross-currency transfers with a transfer exchange rate and optional fee - Create recurring transactions with schedules and optional reminders - Set category budgets, monitor progress, and get alerts - Build savings goals with presets, custom goals, and milestones - Use pre-built categories or create your own SHARED MONEY MADE CLEAR - Create split bill groups, divide expenses, track balances, and settle up - Include ghost members who do not have the app - Invite others to co-manage a shared ledger - Review activity history and react to shared updates INSIGHTS & REPORTS - View daily, weekly, monthly, and yearly spending breakdowns - Compare income and expenses with dashboard charts - Get AI insights with monthly summaries, trends, and tips - Export your data as CSV, spreadsheet, or PDF PERSONALIZED FOR YOUR ROUTINE - Choose from 34 color themes and light, dark, or system appearance - Pick a cat avatar and background - Add home-screen widgets with live balance - Secure MoneyKu with a 6-digit PIN, Face ID, Touch ID, and auto-lock - Use MoneyKu in 35 languages - Unlock achievements and use referrals AI chat and email receipt import include monthly free limits, with higher limits and unlimited AI chat and insights on Premium. MoneyKu helps you replace scattered notes and manual spreadsheets with a simple budget tracker, receipt scanner, bill organizer, and finance tracker for personal and shared money. Privacy Policy: https://www.moneyku.com/privacy-policy Terms of Use: https://www.moneyku.com/terms-of-service

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What's New in MoneyKu **Home Screen Widgets** Put Balance, Balance & Expense, and Month Flow widgets on your home screen. **Help & Support, Built In** Message our team, add a screenshot, and follow replies in the app. **Custom Amount Colors** Pick your own colors for income and expenses. **Reset & Account Controls** Clear transactions, reset your data, or delete your account.

Version 1.28.0

The developer, Jacky Wijaya, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Diagnostics

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • PT Pelita Kode Indonesia
Size
  • 134.6 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 34 more
  • English, Arabic, Bengali, Danish, Dutch, Filipino, French, German, Gujarati, Hausa, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Marathi, Norwegian Bokmål, Persian, Polish, Portuguese, Punjabi, Romanian, Russian, Simplified Chinese, Spanish, Swedish, Tamil, Telugu, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, Vietnamese
Age Rating
4+
In-App Purchases
Yes
  • MoneyKu VIP Lifetime $59.99
  • MoneyKu VIP Annual $19.99
  • MoneyKu VIP Monthly $2.99
  • Learn More
Copyright
  • © 2025 PT Pelita Kode Indonesia
  • Developer Website
  • Privacy Policy

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