SETTLING UP - no more chasing • A settlement no longer waits forever for the other person. Flowlog nudges them, warns a day ahead, and confirms it after a week if nobody says otherwise. Set 3, 7 or 14 days per ledger, or turn it off and keep confirming by hand. • The receiver can always stop it. "I haven't received it" pauses the countdown and tells the payer - nothing else changes, and confirming still works the moment the money turns up. • Marking a settlement and writing it into your own books is now one action: tap, pick the account, done. • A settlement written into your books carries a category breakdown - the amount is split across the ledger categories behind it, so it lands where it belongs in your budget and your analysis instead of as one lump. SHARED LEDGERS • Pay for one shared entry from several of your own cards, the same way you can for an ordinary purchase. • Recording in a currency other than the ledger's: type the ledger amount and the entry amount follows the rate, or the other way round. Both stay editable, and nothing is guessed for you. • Money someone owes you can be collected into an account in a different currency - you type what actually landed, not our idea of the rate. • Water, electricity and internet are three separate categories now. Entries already filed under the old combined one still read the way you recorded them. • Splitting is offered even when only one other person is on the entry - fronting the whole bill for one friend is exactly the case that needs it. • The settle-up page lists every earlier period rolled into this one, each with a button to jump straight to it. • Ledger totals now show up with no connection. PLANS AND RECURRING BILLS • A shared ledger entry can tick off a planned item, or one period of a recurring bill. Your flatmate paid the internet this month - that period is done, and the ledger keeps tracking the money side. • Planned items and recurring rules can carry the people and the merchant, not just the amount and the category. • Fixed: "Record it now" on a recurring rule settles the period that is actually due, "Skip this period" skips the right one, and editing a rule no longer rewinds its schedule. BUDGET • A one-off top-up on a category can now raise your overall budget by the same amount - new money - or leave the total where it is, taking the room out of everything else. • Rollover has two settings: carry only what last period left over, or keep accumulating the way it did before. SIGNED IN WITH APPLE AND HID YOUR EMAIL? • An invitation sent to your real address can now be linked to your account in one tap, and it lands in the right place from then on. Settings lists every linked address, and you can unlink any of them. WHEN SOMETHING IS DOWN • No connection and a service problem now behave identically: one full-screen notice you can collapse into a slim banner, and open back up whenever you want. ALSO • Suggestions while recording pick up a new habit after a few days instead of waiting for weeks of history. • Tags you never gave a colour are visible again in light mode. • Many fixes across editing entries, categories, pickers and account displays.

What's New in 2.1.0 SHARED LEDGERS - the big one • Split expenses with anyone: a trip, a share house, a dinner, a project. Everyone adds what they paid, and Flowlog works out who owes whom - then settles the whole group in the fewest possible transfers. • Ledgers can be one-off or recurring. Recurring ones close by period: agree the number for this month, lock it in, start the next one clean. • Close the books when the number is final. Amounts are fixed at that point, and everyone gets told exactly what they owe. • Settle in one go, in both directions - "I have transferred it" and "I have received it" are both things you can start. • A settlement can post straight into a real account, in whichever currency you want. • Only your own share of a shared expense counts toward your budget and your analysis. Paying for the table no longer blows up your month. THEY DO NOT NEED THE APP • Send a link. The other person opens it in a browser, signs in with an emailed code and is in the ledger - no download, no account to create first. • They can add expenses, see the split and confirm settlements from the web. • If they later want the full app, the same email upgrades into a real account and everything they already recorded comes with them. JOINT ACCOUNTS • Share a real account with someone. Both of you record into the same balance, and both see the same running total. • Export a statement-style image of the shared spending for any period. SPLIT PAYMENTS • Pay for one purchase from several accounts - the gift card and then the credit card, on the same receipt. Each part sits in its own account, and the purchase still reads as one thing. • Pre-authorisations work per account, so a deposit held on one card can be confirmed or released on its own. SHIFT SCHEDULING • Put your shifts in ahead of time. When a shift ends, the worklog writes itself - hours, site, role and pay rate included. • Change of pay rate, a skipped shift, a bulk delete - all handled, and you get told when a shift has turned into a worklog. BUDGETS • Safe-to-spend now answers "what can I spend today" rather than just "what is left". • Give this period a one-off top-up when something unusual comes along, instead of rewriting the whole budget. ALSO • Rearrange your Moneylog home tiles by holding one and dragging. • A floating add button that stays reachable while you scroll. • Export your Moneylog analysis as a long image. • Clear any text field in one tap. • Many fixes across recording, editing, budgets and account display.

What's New in 2.0.1 CRYPTO ACCOUNTS, MORE COMPLETE • Debit cards on crypto accounts. Two funding models, applied automatically per platform: cards that spend your account balance directly (Binance, Coinbase, OKX, Kraken, KuCoin, CoinSpot, CoinJar, MetaMask) and cards that hold their own balance and need topping up (Crypto.com, Ledger CL, imToken). • Exchanges can now hold fiat balances too - the cash sitting in your exchange account is money, and now you can record it. • Three new transfer types: buy crypto, sell back to fiat, and swap between coins. • 35 coins, up from 30, with hourly prices from CoinGecko. • Fixed: transactions in USDT, USDC, DOGE, LINK, AVAX, HBAR, SHIB, PEPE, NEAR and ATOM were rejected when saving. Any four-letter ticker now works everywhere. SEARCH • Search your transactions, accounts, worklogs and payouts. Works alongside the filters you already have, rather than replacing them. MONEY, MORE ACCURATE • Overdue bills and planned items now stay reserved in your budget until you deal with them, instead of quietly freeing up money you still owe. • Savings and transaction sub-accounts can each be counted in or out of your net worth separately. • Pre-authorisations show the date you confirmed them, and a confirmation can now be undone. • Reconcile tells the difference between "nothing has changed since your last check" and "there is new activity, just not due yet". • Deleting a transaction that a recurring rule created brings that period back as something to handle, instead of making it disappear. ALSO • Reminders for plans, budgets and savings goals no longer all arrive as "bill reminder"; each has its own type and can be managed separately. • Data export now includes a sub-accounts sheet, so cards without a balance of their own are no longer invisible in your export. • Many fixes across recording, editing and account display.

What's New in 2.0.0 Flowlog now does your everyday money, not just your work income. MONEYLOG - a complete bookkeeping module • Record income, expenses, transfers, refunds, reimbursements, split bills and lending between you and other people • 10 account types including credit cards, e-wallets, buy-now-pay-later and prepaid cards, with sub-accounts and supplementary cards • 40 currencies with live rates, so multi-currency accounts add up correctly • Categories, merchants, members and tags, with smart suggestions based on how you actually record • Pre-authorised expenses - for petrol, hotel deposits and car hire, where the bank holds one amount and charges another later. Record the held amount now, confirm the real one when it lands, or release it if nothing was taken. Your balance updates either way. • Transfer fees can be charged on top of the amount or taken out of it, with the arriving amount worked out for you, across currencies too PLANNING • Budgets by period with category limits and optional rollover • Savings goals, including goals that track a real account balance • New Plans tab: everything that is due in one list, plus a day-by-day balance forecast and a safe-to-spend figure • Instalment plans for credit card and BNPL purchases • Split a recurring bill - subscriptions, family plans, shared rent. Choose who's in, split evenly or set each person's amount, and pick which account and currency each person pays into. Every period, their share is recorded as money owed to you. NEW TOOLS • Reconcile - check any account against your bank statement; Flowlog points at the transactions most likely to explain a difference, and you can undo a reconciliation if you got it wrong • Debt payoff - snowball, avalanche or your own order, with your debt-free date and total interest. Balances already on an instalment plan are not charged interest twice. • Import - bring your history in from 14 bookkeeping apps and spreadsheet formats, preview every row before it lands, and undo a whole batch in one tap • Export - all your data to CSV or Excel whenever you want ALSO IN THIS RELEASE • Choose whether Flowlog opens on Worklog or Moneylog • Switch between English, Simplified Chinese and Traditional Chinese without leaving the app • Due-date reminders for card bills, instalments and loan repayments, plus a period total telling you what the last budget period actually cost • Home screen quick actions • Worklog analytics rebuilt, with new insight cards and drill-down • Many fixes across worklogs, payouts and account balances

What's New in 1.3.0 • Work Sites: add work sites to your employments, set a default site, and link each worklog to a site. You can also filter worklogs by site. • Worklog Image Export (Premium): export selected worklogs as a statement-style image for easy sharing. • UI refinements and bug fixes, including correct rate display when editing a worklog.

New Features - Notification System: Stay informed with our new in-app notification centre for important messages - Account Transaction List: View transaction history with real-time balance calculations for each currency - Permissions Management: Centralised permission controls now available in Settings - Bank Sub-account Labels: Customise account names to match your local banking terminology - User Avatar Management: Delete your user avatar when needed - Custom Bank Logos: Upload and manage custom logos for your financial institutions Improvements - Optimised operational logic and UI displays throughout the app - Enhanced internationalisation support - Partial field updates for paid worklogs (non-editable fields are now locked) - Worklog and Payout pages default to monthly view, remembering your preferred time dimension - Simplified sub-account deletion with icon tap instead of long-press - Improved date and time formatting with localisation Thank you for using Flowlog! We continuously improve your experience.

New Features and Improvements - Multi-language support: Switch between English, Simplified Chinese, and Traditional Chinese through Settings or device language - Added support for more countries/regions and currencies - Enhanced account selection page layout and functionality Thank you for using Flowlog! We continuously improve your experience.

Important Notice: Due to a local database configuration change, please uninstall and reinstall the app after this update. Existing installations may not open properly without reinstallation. Bug Fixes and Improvements • Optimized navigation flow after deleting Payout, Worklog, or Account items • Worklog employment picker now sorted by company name • Payout pages now sort worklogs by date and role • Improved empty state messages across multiple views • Added long-press to add or edit items in Role and Company lists • Enhanced Account form with formatted number input • Added support for email verification via code • Fixed worklog selection not showing in payout edit mode • Fixed gross amount reverting after editing tax or super • Fixed multiple membership subscription issue under same Apple ID • Fixed missing membership progress indicator • Fixed non-member restriction issue on multi-add features • Fixed validation preventing future-dated worklogs Thank you for using Flowlog! We continuously improve your experience.

Bug Fixes and Improvements - Fixed tap area issues on settings rows - Improved email validation - Enhanced account deletion verification for both OAuth and email login - Fixed membership expiry date display - Improved worklog creation: can now save with single clock-in time for hourly positions - Fixed membership badge text wrapping in sidebar - Fixed account rotation days inconsistency - Added regional login assistance for users in mainland China Thank you for using Flowlog! We continuously improve your experience.