On first launch, users can access the app immediately without registration. The app now automatically creates a local on-device default account so users can directly use core features such as manual bookkeeping, voice accounting, categories, and statistics. Login is no longer required to access non-account-based features. It is only used later as an optional password unlock mechanism for the local private account. For AI-related features, the app now shows an in-app consent dialog before any data is sent to third-party AI services. The dialog explains: 1. what data is sent, 2. which third-party service receives it, 3. and asks for the user’s permission before sending data. Users can also manage or revoke this permission later in Settings > AI Data Sharing.