Who Owes Me: Debt Tracker

Lend, borrow and settle up

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

New: Year summary — how much you lent and borrowed, with month-by-month charts (Pro). Plus a reminder on the due date, even with the app closed. Keep track of who owes you and what you owe, and send a WhatsApp reminder without the awkwardness. Who Owes Me is the tab-and-debt ledger in your pocket: every amount has a name, a due date and a status, and you see at a glance what is still to collect and what is still to pay. COLLECT WITHOUT THE AWKWARDNESS • A ready-made WhatsApp message with what is outstanding and your PIX key. • A reminder on the due date with the total to collect or to pay, even with the app closed. ORGANIZE IT YOUR WAY • Installments and fixed payments, like monthly fees and rent. • Split one bill across several people at once. • Month and year summaries: how much you lent, borrowed and already received. FOLLOW EACH PERSON • A balance per person: "Owes me", "I owe" or "Settled". • Reliability calculated from on-time payments. • Contacts imported from your phone's address book. WITH FRIENDS ON THE APP • Anyone who also uses Who Owes Me sees the same debt from their side, reports that they paid, and you confirm with one tap. For anyone running a tab at a corner store, bar or salon, and for anyone who just wants to stop forgetting what they lent to friends and family. The Pro plan raises the limits and unlocks detailed charges, a custom message, year summary charts and an ad-free experience.

  • 5.0
    out of 5
    1 Ratings

A fresh look for the activity chart • On a person, the activity chart has been redesigned: wider bars, room for every month even with no activity, the selected month highlighted and the totals in two cards. • The bars rise month by month when you open a person. • When creating or editing a transaction, a stray swipe no longer closes a half-filled form: it only closes through its buttons. • A recurring transaction marked as paid no longer shows up as unpaid when you open it again.

The developer, Artcode LTDA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Contacts
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Contact Info
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
ARTCODE CONSULTORIA LTDA.
Size
97.4 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 2 more
  • English, Portuguese, Spanish
Age Rating
4+
In-App Purchases
Yes
Copyright
© Artcode 2026