Finlingo: AI Finance Chat

Subscriptions & Money Insights

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Finlingo is your free AI finance assistant — built to explain your money, answer questions, and help you understand spending, subscriptions, and cash flow in plain language before small issues become expensive mistakes. No spreadsheets. No rigid budgeting rules. No manual tracking. Just proactive, automated financial intelligence and clear explanations. Automatic financial awareness Finlingo works quietly in the background, analyzing your transactions and identifying patterns across your spending, subscriptions, and recurring charges. Instead of forcing you to review charts or categorize every expense, Finlingo automatically: - Detects subscription renewals and hidden leaks - Monitors spending patterns and unusual activity - Tracks recurring bills without manual setup - Flags changes in cash flow - Surfaces smart insights when something shifts - Answers financial questions through AI chat You don’t need to dig through data. Finlingo highlights what matters. A smarter way to manage your budget Traditional budget apps rely on strict categories and manual input. Finlingo takes a more intelligent approach. Rather than micromanaging every dollar, Finlingo helps you: - Track spending trends over time - Understand where your money goes instantly - Monitor active subscriptions and renewals - Catch risky or unusual spending patterns early - Review recent financial activity at a glance - Stay aware without obsessing over numbers It’s budgeting without friction. Designed for modern money Money today moves fast — subscriptions renew automatically, charges appear unexpectedly, and expenses change month to month. Finlingo is built for that reality. - AI-driven financial analysis - Automatic subscription tracking - Smart money insights in seconds - Clean, intuitive design - Fast and responsive experience - Secure account connections - Privacy-conscious architecture Everything is designed to feel lightweight, intelligent, and easy to use — whether you check your finances daily or just want clarity when something changes. Clarity over complexity Most personal finance apps overwhelm you with dashboards, charts, and rigid rules. Finlingo focuses on understanding first. Instead of telling you what to do, it helps you recognize patterns, spot changes early, and make informed decisions with confidence. No manual categorizing. No complicated systems. No financial noise. Just clear insights that help you stay ahead. Who Finlingo is for Finlingo is built for anyone who wants: - A smarter expense tracker - Clear subscription visibility - Better spending awareness - Automatic financial monitoring - A modern AI money assistant Whether you’re building better habits, managing multiple subscriptions, or simply staying on top of your personal finance, Finlingo helps you stay informed without turning money into a second job. Your money, explained Your financial data already tells a story. Finlingo helps you read it. From subscription changes to spending drift to unexpected charges, Finlingo provides proactive insights so you can stay aware, confident, and in control. Understand your money. Stay ahead of it. Subscription Required: Finlingo is free to download, but requires an active subscription (available via in-app purchase) to access its AI financial analysis, automatic subscription tracking, insights, and intelligent chat features. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Use: https://finlingo.ai/terms Privacy Policy: https://finlingo.ai/privacy GDPR: https://finlingo.ai/gdpr-compliance Important note: Finlingo provides informational insights only and does not offer financial, investment, or legal advice.

Ratings & Reviews

  • 5.0
    out of 5
    5 Ratings

Paywall updates and entitlement handling improvements. Minor UI polish and quick bug fixes.

Version 1.2.51

The developer, Finlingo Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Location
    • Contact Info
    • Contacts
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Finlingo Inc.
Size
  • 95.3 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Finlingo Pro (Monthly) $14.99
  • Finlingo Pro Annual - Referral $94.99
  • Finlingo Pro Monthly - Referral $12.99
  • Finlingo Pro (Annual) $118.99
  • Learn More
Copyright
  • © Finlingo, Inc.
  • Developer Website
  • Privacy Policy

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