Ciento: AI Budget & Expenses

Track spending by voice & chat

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Ciento is the AI money app that replaces spreadsheets and manual trackers. Set a budget, reach a savings goal, or just understand where your money really goes. No bank login required — our AI does the typing for you. NEW: Your AI chat now remembers. Start a fresh thread for every topic, pick up old conversations months later, and tap "Ask a follow-up" on any AI insight to keep digging. Works the same way on WhatsApp and Telegram LOG EXPENSES ANY WAY YOU WANT • Voice — say "I just spent 15 on coffee" and it's logged and categorized • Receipt — snap a photo; Ciento extracts merchant, amount, and category • Chat — type a message, log a transaction, or ask your AI anything about your spending • Shortcuts — trigger "Log a transaction" with Siri or an Apple Shortcut • Import — bring in history with CSV or PDF statement import • Telegram and WhatsApp — message Ciento from the apps you already use MAKE YOUR MONEY WORK • AI insights — personalized tips to cut waste and improve cash flow • Budgets and savings goals — daily progress, milestones, gentle accountability • Shared wallets — collaborate with a partner, family, or roommates • Custom wallets and categories — one for travel, one for business, one for life • Visual analytics — clean charts, calendars, and reports that actually get read TRUST AND PRIVACY Ciento never asks for your bank login. Your data is encrypted in transit and at rest. Analytics are opt-in and turned off by default in regions with strict privacy rules (EU, UK, Canada). AVAILABLE IN English and Spanish. CIENTO PREMIUM Unlock everything with a subscription: • Unlimited wallets and custom categories • Shared wallets with family, partners, and friends • CSV and PDF statement import • Apple Shortcuts for one-tap logging • 400,000 AI tokens per month (20x the free plan) for chat, receipts, and categorization • Priority support SUBSCRIPTION DETAILS Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Payment is charged to your Apple ID at confirmation of purchase. Privacy Policy: https://www.cientolabs.com/privacy-policy Terms of Use: https://www.cientolabs.com/terms-of-service

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App is not fully available in Spanish

Version 26.08.08

The developer, Guillermo Zorrilla, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Guillermo Zorrilla
Size
  • 96.9 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English and Spanish
Age Rating
4+
In-App Purchases
Yes
  • Premium Monthly $5.99
  • Premium Yearly $49.99
  • Learn More
Copyright
  • © 2026 Ciento Labs
  • Privacy Policy