Know Your Finance India
smartest financial companion
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
India's smartest personal finance app. Track expenses, compare 600+ credit cards, calculate goals & build wealth, all private, offline-first. Made in India
Know Your Finance is a privacy-first Indian finance app for iPhone. Track expenses, budgets, net worth, and goals; plan EMIs, SIPs & taxes; run What-If analyses; and compare up to 5 scenarios fully offline with a fast SwiftUI design.
Highlights
India-ready tools (24): EMI, Tax (New vs Old), Crypto Tax (30% + 1% TDS), PPF, EPF, FD, HRA, NPS, XIRR, CAGR, Break-even, Compound Interest,Experimental: Smart Asset Allocator, Money Time Machine.
Scenario Planning: Save 5 scenarios per planner, name & note them, compare side-by-side with Best/Worst and ↑/↓ visual diff indicators.
What-If Calculator: Instantly see impact (e.g., increase SIP by 20%, prepay ₹1L on loans) with color-coded differences and Best/Likely/Worst outcomes.
Financial Health Score (0–100): 6 components (Budget, Net Worth, Goals, Tracking, Savings, Investments) with breakdown, tips & donut charts.
Income Tracking: 9 sources (Salary, Freelance, Business, Rental, Interest, Dividends, Capital Gains, Pension, Other), summaries, salary-hike tracking & reminders.
ML-assisted insights: NaturalLanguage for auto-categorization, spending pattern detection, anomaly alerts, and personalized recommendations—on device.
Education & Wisdom: 25+ beginner lessons, 39 curated quotes (Buffett, Munger, Bogle, Dalio, Ramit, Naval & more), India-specific guidance (PPF/EPF/80C/80D).
Portfolios: 11 investor portfolios (Buffett, Dalio All-Weather, Lynch, Bogle, Graham, Munger, Jhunjhunwala, Damani, Prashant Jain, Typical Indian, Salaried Pro) with age-wise allocation & key lessons.
Why you’ll love it
Offline-first & private: Core Data on device. No bank linking, logins, or ads.
Thoughtful UX
iOS 17+ SwiftUI with Charts, haptics, animations, dark mode, Dynamic Type & VoiceOver.
Spotlight search for all calculators; history (50 results/tool); Recent Calculators on dashboard.
Auto-formatted inputs (₹10,00,000), quick input chips, interactive charts & tooltips, export results as Text/Image/PDF
New in Learn / Cards Hub: Read Credit Card Guides inside the app with a clean, native reader plus a “Recent Articles” section to browse quickly. It’s designed to stay simple: fast to open, easy to skim, and useful even when you just need the key points.
Disclaimer: Educational planning only verify critical decisions with a qualified advisor. Official rates/rules (e.g., PPF/EPF, Crypto Tax) may change per official notifications.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
makes KnowYourFinance feel fresher, clearer, and more private.
The developer, Amodh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Getravs Technologies Private Limited
- Size
- 14.4 MB
- Category
- Finance
- Compatibility
Requires iOS 18 or later.
- iPhone
Requires iOS 18 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Amodh Shetty.All rights reserved.