Deby - Debts IOU Money Manager

Track IOUs, split group costs

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Track debts and IOUs, settle a trip. No account. No ads. Nothing collected. Scan a receipt and split the bill item by item. All happens on your iPhone, never uploaded. Who owes whom? Deby remembers, so you don't have to. Track money you lent or borrowed, split a restaurant bill in seconds, and share the costs of a trip or a flat. No account, and your receipts never leave your iPhone. DEBTS AND IOUS • See at a glance what you owe and what you are owed • Every debt has a page of its own, with each payment, each addition and its photos • Reminders, once or repeating, so no debt is forgotten • Repeating debts for rent, a subscription or anything regular • Folders to keep family, friends and work apart • Send a clear statement as a PDF, for the whole debt or for a range of dates SPLIT A BILL • Equally, by parts, or by items: everyone pays for what they had • Scan the receipt and your iPhone fills in the items and prices • The scan happens on your phone: the receipt is not sent to us or to anyone else • Pass the phone round so each person ticks their own items • Tip by percentage or amount, or just round the total • Tick off who has paid, and turn what is still open into debts with one tap GROUPS FOR TRIPS, FLATS AND COUPLES • Add expenses as they happen and settle at the end • Five ways to split an expense: equally, by parts, by amounts, by percentages or by items • Count nights for a holiday home, or let a couple count as two • "Fewest payments" works out who pays whom with as few transfers as possible • Ask for your money with your bank details, a PayPal link, or a payment code for euro bank transfers YOUR BILLS ARE YOUR BUSINESS What you ate, where you were and what you paid is nobody else's concern. Many apps send a photo of your receipt to a server to read it. Deby does not. • Receipts are read on your iPhone, by the iPhone itself • No receipt, bill or photo is ever uploaded • Scanning works without an internet connection • No account, no sign-up, no ads • Your debts and bills are kept on your iPhone, in an encrypted database • Lock the app with Face ID or Touch ID • Deby collects no data about you AND ALSO • 30 currencies with up-to-date exchange rates • English, Spanish, German, French, Italian and Portuguese • Light and dark mode • Step-by-step guides inside the app Lending money to a friend should not cost you the friendship. Deby keeps the numbers straight, so nobody has to argue about them. Questions or ideas? Write to us from Settings → Contact. We read every message.

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The developer, Ricardo Varilias, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Ricardo Varilias
    Size
    70.2 MB
    Category
    Finance
    Compatibility
    Requires iOS 16.4 or later.
    • iPhone
      Requires iOS 16.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Deby
  • Developer Website
  • Privacy Policy

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